Everyone's Federal Credit Union

A short history of Everyone's FCU

Since its inception in 1954 the Everyone's Federal Credit Union has been serving its members in the Tucumcari, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrea (Andi) Baum, the Everyone's FCU has grown its membership to over 4,736 with assets of more than $30,465,856. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (575) 461-0433 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Tucumcari, NM.

General Information For Everyone's FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Everyone's Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Quay Schools CU	Quay Schools FCU	523 S 2nd St	88401	(575) 461-3638	No	5.87

Everyone's Federal Credit Union Financial Performance Charts

Financial Data

Everyone's Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.85	3.42	4.86	6.12	4.16
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	449	199	308	383	122
Rank Among All New Mexico Credit Unions	19	12	15	21	2

Everyone's Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.55	N/A	0.70	0.95
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	59	N/A	224	166
Rank Among All New Mexico Credit Unions	N/A	4	N/A	18	8

Everyone's Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.850	262	229,903
All Other Unsecured Loans/Lines of Credit	12.000	335	364,495
Short-Term, Small Amount Loans (STS) (Federal CU Only)	26.000	38	11,482
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.420	141	3,216,629
Used Vehicle Loans	4.860	508	4,183,568
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.120	14	1,287,313
Total Other Real Estate Loans/Lines of Credit	4.160	4	72,661
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.000	278	5,012,691
TOTAL LOANS & LEASES		1,580	14,378,742

Everyone's Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	13	1,247,843	3	275,500
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	1	39,470	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	4	72,661	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	18	1,359,974	3	275,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Everyone's Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes