Everyone's Federal Credit Union

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A short history of Everyone's FCU

Since its inception in 1954 the Everyone's Federal Credit Union has been serving its members in the Tucumcari, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrea (Andi) Baum, the Everyone's FCU has grown its membership to over 4,736 with assets of more than $30,465,856. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (575) 461-0433 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Tucumcari, NM.

General Information For Everyone's FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9370
Address P. O. Box 1023 
City Tucumcari 
State New Mexico 
Zip-Code 88401
Phone Number (575) 461-0433
Fax Number (575) 461-0469
Email Address: none
CEO/President Andrea (Andi) Baum
Members 4,736 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 30,465,856 
Website http://everyonesfcu.com 

Compare Everyone's Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Quay Schools CU Quay Schools FCU 523 S 2nd St 88401 (575) 461-3638 No 5.87

Everyone's Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Everyone's Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.85 3.42 4.86 6.12 4.16
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 449 199 308 383 122
Rank Among All New Mexico Credit Unions 19 12 15 21 2

Everyone's Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.55 N/A 0.70 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 59 N/A 224 166
Rank Among All New Mexico Credit Unions N/A 4 N/A 18 8
Everyone's Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.850262229,903
All Other Unsecured Loans/Lines of Credit 12.000335364,495
Short-Term, Small Amount Loans (STS) (Federal CU Only) 26.0003811,482
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4201413,216,629
Used Vehicle Loans 4.8605084,183,568
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.120141,287,313
Total Other Real Estate Loans/Lines of Credit 4.160472,661
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0002785,012,691
TOTAL LOANS & LEASES 1,58014,378,742

Everyone's Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 131,247,8433275,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 139,47000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 472,66100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 181,359,9743275,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Everyone's Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes