Erie Metro Federal Credit Union

Social
  • +1

A short history of Erie Metro FCU

Since its inception in 1976 the Erie Metro Federal Credit Union has been serving its members in the BLASDELL, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ramon Gallardo, the Erie Metro FCU has grown its membership to over 6,870 with assets of more than $37,825,447. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 826-1976 or email them at eriemetro@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BLASDELL, NY.

General Information For Erie Metro FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22440
Address 3291 LAKESHOREROAD 
City BLASDELL 
State New York 
Zip-Code 14219
Phone Number (716) 826-1976
Fax Number (716) 826-2382
Email Address: eriemetro@aol.com
CEO/President Ramon Gallardo
Members 6,870 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 37,825,447 
Website http://www.eriemetro.org 

Compare Erie Metro Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Woodlawn CU GREATER WOODLAWN FCU 351 E FAIRMOUNT AVE 14750 (716) 763-7283 No 1.22
Meridia Community CU Eden Branch 8226 N Main St 14075 (716) 648-4411 No 1.91
South Towns Community CU south towns community fcu 3040 s park ave 14218 (716) 827-7788 No 1.94
Local 41 I.b.e.w. CU Local 41 IBEW FCU 3564 California Rd 14127 (716) 662-6133 No 2.14
Great Erie CU East Aurora CO-OP Branch 591 Main St 14052 (716) 655-1009 No 4.38

Erie Metro Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Erie Metro Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.24 4.22 5.63 4.06 6.04
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 421 307 401 147 346
Rank Among All New York Credit Unions 72 111 123 52 105

Erie Metro Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.06 0.15 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 139 124 263 N/A
Rank Among All New York Credit Unions N/A 37 36 66 N/A
Erie Metro Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.240721971,870
All Other Unsecured Loans/Lines of Credit 8.7105562,107,010
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.220901,641,997
Used Vehicle Loans 5.6302823,040,831
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.060744,803,927
Total Other Real Estate Loans/Lines of Credit 6.0401133,093,862
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.93078656,269
TOTAL LOANS & LEASES 1,91416,315,766

Erie Metro Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 201,493,82611,497
    b. 15 Years or less 543,310,1012236,100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 681,858,3117293,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 451,235,5514156,000
Open-End Fixed Rate 0000
TOTALS 1877,897,78914686,597

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Erie Metro Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes