Ep Federal Credit Union

  • +1

A short history of Ep FCU

Since its inception in 1935 the Ep Federal Credit Union has been serving its members in the WASHINGTON, District Of Columbia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kirsten Williams, the Ep FCU has grown its membership to over 5,587 with assets of more than $64,588,575. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (202) 874-3210 or email them at management@epfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WASHINGTON, DC.

General Information For Ep FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 262
Address P.O. BOX 23393 
State District Of Columbia 
Zip-Code 20026
Phone Number (202) 874-3210
Fax Number (202) 874-4187
Email Address: management@epfcu.org
CEO/President Kirsten Williams
Members 5,587 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 64,588,575 
Website http://www.epfcu.org 

Compare Ep Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Asbury CU Asbury FCU 926 11th St NW 20001 (202) 783-3308 No 0.35
Mt Gilead CU MAIN OFFICE 1625 13th ST NW 20009 (202) 462-0427 No 0.37
John Wesley Ame Zion Church CU JOHN WESLEY AME ZION CHURCH FCU 1615 14TH ST NW 20009 (202) 667-3824 No 0.37
Napfe CU Main Office 1640 11th St NW 20001 (202) 939-6325 No 0.38
Department Of Commerce CU Silver Spring Office 1325 E West HWY 20910 (301) 588-4722 No 0.44

Ep Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ep Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 2.49 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 51 138 100
Rank Among All District Of Columbia Credit Unions N/A 4 6 13 4

Ep Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 1.25 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 126 125
Rank Among All District Of Columbia Credit Unions N/A 11 10 6 3
Ep Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0005012,289,950
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901192,863,903
Used Vehicle Loans 2.4907108,875,447
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0007114,748,876
Total Other Real Estate Loans/Lines of Credit 4.0001345,494,911
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.50080295,059
TOTAL LOANS & LEASES 1,61534,568,146

Ep Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4110,392,19182,928,000
    b. 15 Years or less 253,013,6421300,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1247,96500
Adjustable Rate > 1 yr 41,095,0781333,900


Closed-End Fixed Rate 11402,67300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1235,092,2384265,000
Open-End Fixed Rate 0000
TOTALS 20520,243,787143,826,900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ep Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes