Enlighten Federal Credit Union

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A short history of Enlighten FCU

Since its inception in 1971 the Enlighten Federal Credit Union has been serving its members in the JACKSON, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Climer, the Enlighten FCU has grown its membership to over 1,864 with assets of more than $13,071,244. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (731) 423-7499 or email them at karen@pgcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSON, TN.

General Information For Enlighten FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20662
Address 1306 HIGHWAY 70 BYP 
State Tennessee 
Zip-Code 38301
Phone Number (731) 423-7499
Fax Number (731) 935-7870
Email Address: karen@pgcu.org
CEO/President Karen Climer
Members 1,864 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,071,244 
Website http://www.enlightenfcu.org 

Compare Enlighten Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Resource CU Resource Federal Credit Union 525 Old Hickory Blvd 38305 (731) 668-3464 No 4.93
Patriot Equity CU Patriot Equity Credit Union 1450 Union University Dr 38305 (731) 668-1155 No 7.04
Leaders Credit Union CU Branch 3- South 1291 S Highland Ave 38308 (731) 664-1784 No 7.06

Enlighten Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Enlighten Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.50 5.50 5.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 209 384 297 N/A
Rank Among All Tennessee Credit Unions 11 46 56 50 N/A

Enlighten Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A N/A 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A N/A 192
Rank Among All Tennessee Credit Unions 11 17 N/A N/A 18
Enlighten Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900243527,383
All Other Unsecured Loans/Lines of Credit 5.500440920,419
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.50045758,661
Used Vehicle Loans 5.5001331,472,793
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.2503172,473
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.50019137,752
TOTAL LOANS & LEASES 8833,989,481

Enlighten Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 183,00300
    b. 15 Years or less 289,47000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 3172,47300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Enlighten Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes