Energy Plus Credit Union

  • +1

A short history of Energy Plus CU

Since its inception in 1925 the Energy Plus Credit Union has been serving its members in the Indianapolis, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Armstrong, the Energy Plus CU has grown its membership to over 4,215 with assets of more than $33,544,903. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (317) 261-8521 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Indianapolis, IN.

General Information For Energy Plus CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65458
Address 1230 W Morris St 
City Indianapolis 
State Indiana 
Zip-Code 46221
Phone Number (317) 261-8521
Fax Number (317) 261-5480
Email Address:
CEO/President Scott Armstrong
Members 4,215 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 33,544,903 

Compare Energy Plus Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Link CU Link FCU - Corporate 5212 Rockville Rd 46224 (317) 248-9241 No 4.67
Indiana Members CU Old Meridian Branch 12725 Old Meridian St 46032 (317) 324-4023 No 5.28
Elements Financial CU Elements-Elanco 2500 Innovation Way N Bldg C 46140 (317) 277-4224 No 6.41
Hoosier United CU Hoosier United Credit Union 1828 N Meridian St Ste 102 46202 (317) 923-4747 No 6.49
Indianapolis' Newspaper CU INFCU 126 S Meridian St 46225 (317) 870-1002 No 6.62

Energy Plus Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Energy Plus Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.70 5.25 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 108 356 72 56
Rank Among All Indiana Credit Unions 45 13 68 8 5

Energy Plus Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 1.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 91 N/A
Rank Among All Indiana Credit Unions N/A 26 22 10 N/A
Energy Plus Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9007062,894,036
All Other Unsecured Loans/Lines of Credit 11.0004681,287,237
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7002875,651,141
Used Vehicle Loans 5.2507126,403,376
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500441,478,364
Total Other Real Estate Loans/Lines of Credit 3.5001555,676,348
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.500114952,875
TOTAL LOANS & LEASES 2,48624,343,377

Energy Plus Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 441,478,364259,360
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 431,168,10700
Open-End Adjustable Rate 1104,501,50211353,652
Open-End Fixed Rate 26,73900
TOTALS 1997,154,71213413,012


Interest Only & Payment Option 1st Mortgage Loans 361,343,45459,360
Interest Only & Payment Option Other RE/LOC Loans 1104,501,501353,652
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Energy Plus Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes