Empowerment Community Development Federal Credit Union

A short history of Empowerment Community Development FCU

Since its inception in 2006 the Empowerment Community Development Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Delores Gentry, the Empowerment Community Development FCU has grown its membership to over 794 with assets of more than $1,574,379. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (713) 726-2515 or email them at info@ecdfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Empowerment Community Development FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Empowerment Community Development Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
P.i.e. CU	P.I.E. Credit Union	12320 Main St	77235	(713) 551-0494	No	2.34
Brentwood Baptist Church CU	Main	13033 1/2 Landmark St	77245	(713) 852-1459	No	3.53
Memorial CU	Southwest Branch	7789 Southwest Fwy ste 120	77074	(713) 778-4400	No	5.12
Ctecu CU	CTECU	3100 Wilcrest Dr Ste 141	77242	(713) 532-7570	No	5.64
National Oilwell Varco Employees CU	PWC III	9724 Beechnut St	77036	(713) 634-3471	No	5.76

Empowerment Community Development Federal Credit Union Financial Performance Charts

Financial Data

Empowerment Community Development Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.00	7.00	N/A	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	146	545	N/A	N/A
Rank Among All Texas Credit Unions	N/A	52	183	N/A	N/A

Empowerment Community Development Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	0.90	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	190	N/A
Rank Among All Texas Credit Unions	N/A	34	N/A	59	N/A

Empowerment Community Development Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	14.000	18	51,404
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.000	8	179,772
Used Vehicle Loans	7.000	33	452,888
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	0.000	0	0
TOTAL LOANS & LEASES		59	684,064

Empowerment Community Development Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	0	0	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Empowerment Community Development Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	No
Pay Day Lending	Yes
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	No
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	No