Emporia State Federal Credit Union

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A short history of Emporia State FCU

Since its inception in 1937 the Emporia State Federal Credit Union has been serving its members in the EMPORIA, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angela Miller, the Emporia State FCU has grown its membership to over 6,381 with assets of more than $80,743,899. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (620) 342-2336 or email them at cuservices@esfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EMPORIA, KS.

General Information For Emporia State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2227
Address 310 W 12TH AVE 
City EMPORIA 
State Kansas 
Zip-Code 66801
Phone Number (620) 342-2336
Fax Number (620) 343-7273
Email Address: cuservices@esfcu.com
CEO/President Angela Miller
Members 6,381 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 80,743,899 
Website http://www.esfcu.com 

Compare Emporia State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Of Emporia CU CREDIT UNION OF EMPORIA 2711 W 15TH AVE 66801 (620) 342-0491 No 2.73

Emporia State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Emporia State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.25 3.99 4.00 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 57 202 138 317
Rank Among All Kansas Credit Unions 5 2 15 12 27

Emporia State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.47 N/A 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 69 N/A 240 211
Rank Among All Kansas Credit Unions N/A 7 N/A 23 17
Emporia State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9903421,140,337
All Other Unsecured Loans/Lines of Credit 18.000151505,972
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.250611,113,079
Used Vehicle Loans 3.9901,02110,403,530
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00044237,129,220
Total Other Real Estate Loans/Lines of Credit 5.7501907,036,516
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0001431,412,947
TOTAL LOANS & LEASES 2,35058,741,601

Emporia State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 263,335294,226,850
    b. 15 Years or less 635,794,127161,971,150
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 37731,271,758373,616,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 19317,27100
Closed-End Adjustable Rate 673,010,5738413,900
Open-End Adjustable Rate 1043,708,672442,767,505
Open-End Fixed Rate 0000
TOTALS 63244,165,73613412,995,705

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 182,135,9962,186,471
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Emporia State Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes