Employees Credit Union

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A short history of Employees CU

Since its inception in 1947 the Employees Credit Union has been serving its members in the ESTHERVILLE, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Peters, the Employees CU has grown its membership to over 7,779 with assets of more than $94,678,892. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (712) 362-5897 or email them at ecu@yourstarnet.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ESTHERVILLE, IA.

General Information For Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63299
Address 2714 CENTRAL AVE 
State Iowa 
Zip-Code 51334
Phone Number (712) 362-5897
Fax Number (712) 362-2243
Email Address: ecu@yourstarnet.net
CEO/President Mark Peters
Members 7,779 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 94,678,892 
Website http://www.employeescu.com 

Compare Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fairmont School Employees CU Main Office 110 Eltinge Pl 56031 (507) 235-5060 No 24.39
Eaton Employees CU Eaton Employees Credit Union 803 32nd Ave W 51301 (712) 264-3377 No 26.36

Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 7.27 5.37 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 568 311 341
Rank Among All Iowa Credit Unions N/A 54 58 36 45

Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 1.00 1.00 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 20 174 125
Rank Among All Iowa Credit Unions N/A 8 3 18 12
Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.6001,5366,233,252
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0003676,948,350
Used Vehicle Loans 7.2702,38820,468,415
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.3702599,889,996
Total Other Real Estate Loans/Lines of Credit 6.0002305,404,744
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.770301,064,320
TOTAL LOANS & LEASES 4,81050,009,077

Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8637,4511115,000
    b. 15 Years or less 2317,537,0104167,205
    a. > 15 years 7564,2911199,293
    b. 15 Years or less 5372,94200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 8778,302142,177
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2305,404,744139476,609
Open-End Fixed Rate 0000
TOTALS 48915,294,7401461,000,284


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Employees Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes