Elm River Credit Union

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A short history of Elm River CU

Since its inception in 1954 the Elm River Credit Union has been serving its members in the Kindred, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Erin Olstad, the Elm River CU has grown its membership to over 1,471 with assets of more than $22,259,142. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (701) 428-9111 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kindred, ND.

General Information For Elm River CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64444
Address Elm River Credit Union, 120 Spruce  
City Kindred 
State North Dakota 
Zip-Code 58051
Phone Number (701) 428-9111
Fax Number (701) 428-9112
Email Address: none
CEO/President Erin Olstad
Members 1,471 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,259,142 
Website http://elmriver.org 

Compare Elm River Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postal Family CU MAIN OFFICE 2730 12TH AVE S 58106 (701) 232-6910 No 18.75
Dakota Telco CU Dakota Telco FCU 1325 23rd St S Ste B 58106 (701) 298-8207 No 20.38
United Savings CU AMBER VALLEY OFFICE 2401 45th St S 58108 (701) 356-0073 No 20.42
City And County Employees CU City and County Employees Credit Union 316 10th St N 58108 (701) 237-4493 No 20.48
F.f.e. CU FFE Federal Credit Union 657 2nd Ave N Rm 450 58108 (701) 235-1359 No 20.49

Elm River Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Elm River Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.00 3.75 4.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 146 175 238 229
Rank Among All North Dakota Credit Unions 17 11 11 9 11

Elm River Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.68 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 229 184
Rank Among All North Dakota Credit Unions N/A 16 9 15 13
Elm River Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900113128,335
All Other Unsecured Loans/Lines of Credit 15.0005220,097
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00017380,396
Used Vehicle Loans 3.7501902,021,330
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7501019,255,966
Total Other Real Estate Loans/Lines of Credit 5.00011727,009
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7501946,160,289
TOTAL LOANS & LEASES 67818,693,422

Elm River Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 896,044224,778
    a. > 15 years 0000
    b. 15 Years or less 798,405,387101,066,082
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1158,58400
Adjustable Rate > 1 yr 13595,95100


Closed-End Fixed Rate 6625,8431244,250
Closed-End Adjustable Rate 5101,16600
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1129,982,975131,335,110


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Elm River Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes