Elko Federal Credit Union

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A short history of Elko FCU

Since its inception in 1960 the Elko Federal Credit Union has been serving its members in the Elko, Nevada area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Kelly, the Elko FCU has grown its membership to over 14,167 with assets of more than $156,005,279. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (775) 738-4083 or email them at efcu@elkofcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Elko, NV.

General Information For Elko FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13800
Address 2397 Mountain City Hwy 
City Elko 
State Nevada 
Zip-Code 89801
Phone Number (775) 738-4083
Fax Number (775) 738-2582
Email Address: efcu@elkofcu.org
CEO/President John Kelly
Members 14,167 
Full-Time Employees 26 
Part-Time Employees 17 
Number of Branch Offices
Total Assets 156,005,279 
Website http://www.elkofcu.org 

Compare Elko Federal Credit Union To Other Local Credit Unions

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Elko Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Elko Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.87 5.98 5.31 4.92
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 259 441 304 219
Rank Among All Nevada Credit Unions N/A 6 12 8 5

Elko Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.29 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 303 94
Rank Among All Nevada Credit Unions N/A 5 N/A 10 1
Elko Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9801,1203,693,836
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.87054312,497,872
Used Vehicle Loans 5.9805067,753,926
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.31014722,482,340
Total Other Real Estate Loans/Lines of Credit 4.9201063,999,899
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4901,30718,344,623
TOTAL LOANS & LEASES 3,72968,772,496

Elko Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3908,8021381,000
    b. 15 Years or less 776,215,798101,262,000
    a. > 15 years 5311,743,75161,407,677
    b. 15 Years or less 122,387,12972,937,000
Other Fixed Rate 21,226,8601499,782
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7574,560167,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 953,200,988261,672,600
Open-End Fixed Rate 4224,35100
TOTALS 25326,482,239528,227,059


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Elko Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes