Elko Federal Credit Union

A short history of Elko FCU

Since its inception in 1960 the Elko Federal Credit Union has been serving its members in the Elko, Nevada area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Kelly, the Elko FCU has grown its membership to over 14,167 with assets of more than $156,005,279. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (775) 738-4083 or email them at efcu@elkofcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Elko, NV.

General Information For Elko FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Elko Federal Credit Union To Other Local Credit Unions

Credit Union Name

Branch Name

Address

Zip Code

Phone Number

ATM Access

Distance (Miles)

Elko Federal Credit Union Financial Performance Charts

Financial Data

Elko Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.87	5.98	5.31	4.92
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	259	441	304	219
Rank Among All Nevada Credit Unions	N/A	6	12	8	5

Elko Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.15	N/A	0.29	1.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	119	N/A	303	94
Rank Among All Nevada Credit Unions	N/A	5	N/A	10	1

Elko Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	9.980	1,120	3,693,836
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.870	543	12,497,872
Used Vehicle Loans	5.980	506	7,753,926
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.310	147	22,482,340
Total Other Real Estate Loans/Lines of Credit	4.920	106	3,999,899
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.490	1,307	18,344,623
TOTAL LOANS & LEASES		3,729	68,772,496

Elko Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3	908,802	1	381,000
b. 15 Years or less	77	6,215,798	10	1,262,000
Balloon/Hybrid
a. > 15 years	53	11,743,751	6	1,407,677
b. 15 Years or less	12	2,387,129	7	2,937,000
Other Fixed Rate	2	1,226,860	1	499,782
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	7	574,560	1	67,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	95	3,200,988	26	1,672,600
Open-End Fixed Rate	4	224,351	0	0
TOTALS	253	26,482,239	52	8,227,059

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Elko Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes