Electric Cooperatives Federal Credit Union

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A short history of Electric Cooperatives FCU

Since its inception in 1979 the Electric Cooperatives Federal Credit Union has been serving its members in the LITTLE ROCK, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Betty Chandler, the Electric Cooperatives FCU has grown its membership to over 2,319 with assets of more than $13,244,765. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (501) 570-2396 or email them at mgmt@ecark.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LITTLE ROCK, AR.

General Information For Electric Cooperatives FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23361
Address P.O. BOX 194208 
City LITTLE ROCK 
State Arkansas 
Zip-Code 72219
Phone Number (501) 570-2396
Fax Number (501) 570-2393
Email Address: mgmt@ecark.org
CEO/President Betty Chandler
Members 2,319 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,244,765 
Website http://www.ElectricCoopFCU.org 

Compare Electric Cooperatives Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Arkansas Education Association CU Arkansas Education Associaion FCU 1500 W 4th St 72201 (501) 375-3792 No 0.11
Arkansas Employees CU AEFCU 306 S Cross St 72201 (501) 374-8346 No 0.32
Arkansas Teachers CU Corp. Office 914 W 6th St 72203 (501) 375-9250 No 0.44
Dillard's CU Main Office 1600 CANTRELL RD 72203 (501) 340-2300 No 0.49
Engineers CU Federal Office Building 700 W Capitol Ave 72201 (501) 324-5538 No 0.63

Electric Cooperatives Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Electric Cooperatives Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 5.68 6.57 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 462 506 N/A N/A
Rank Among All Arkansas Credit Unions 17 36 35 N/A N/A

Electric Cooperatives Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.10 0.10 0.20 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 129 134 318 227
Rank Among All Arkansas Credit Unions 4 18 13 30 10
Electric Cooperatives Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900596507,372
All Other Unsecured Loans/Lines of Credit 11.3005561,379,618
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.680761,800,589
Used Vehicle Loans 6.5702363,443,757
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.650106843,274
TOTAL LOANS & LEASES 1,5707,974,610

Electric Cooperatives Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Electric Cooperatives Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes