Edwards Federal Credit Union

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A short history of Edwards FCU

Since its inception in 1962 the Edwards Federal Credit Union has been serving its members in the EDWARDS, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roy MacKinnon, the Edwards FCU has grown its membership to over 19,641 with assets of more than $196,310,871. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (661) 952-5945 or email them at president@edwardsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EDWARDS, CA.

General Information For Edwards FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14830
Address 10 S MUROC DR 
State California 
Zip-Code 93524
Phone Number (661) 952-5945
Fax Number (661) 258-7244
Email Address: president@edwardsfcu.org
CEO/President Roy MacKinnon
Members 19,641 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 196,310,871 
Website http://www.edwardsfcu.org 

Compare Edwards Federal Credit Union To Other Local Credit Unions

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Edwards Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Edwards Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.49 2.45 2.83 3.89 6.19
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 476 78 76 124 361
Rank Among All California Credit Unions 116 29 34 45 112

Edwards Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.68 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 229 243
Rank Among All California Credit Unions N/A 45 46 62 62
Edwards Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.4902,5773,809,448
All Other Unsecured Loans/Lines of Credit 14.2402,0966,522,966
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4503857,364,655
Used Vehicle Loans 2.8301,08712,364,598
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.89017132,183,071
Total Other Real Estate Loans/Lines of Credit 6.1901807,230,885
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.1202,9977,977,545
TOTAL LOANS & LEASES 9,49377,453,168

Edwards Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10516,755,9591310,000
    b. 15 Years or less 544,835,9841275,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 1210,591,12800
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 363,86800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1777,167,01713462,877
Open-End Fixed Rate 0000
TOTALS 35139,413,956151,047,877


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1777,167,017462,877
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Edwards Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes