Edinburg Teachers Credit Union

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A short history of Edinburg Teachers CU

Since its inception in 1955 the Edinburg Teachers Credit Union has been serving its members in the Edinburg, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Moats, the Edinburg Teachers CU has grown its membership to over 13,101 with assets of more than $91,851,588. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (956) 259-3511 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Edinburg, TX.

General Information For Edinburg Teachers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66366
Address 900 W University Dr 
City Edinburg 
State Texas 
Zip-Code 78539
Phone Number (956) 259-3511
Fax Number (956) 381-8206
Email Address: none
CEO/President Jeffrey Moats
Members 13,101 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 91,851,588 
Website http://www.etcu.coop 

Compare Edinburg Teachers Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Security First CU 802 Branch 465 E Ruben Torres Blvd 78502 (956) 661-4000 No 3.02
Highway District 21 CU Highway District 21 Federal Credit Union 600 W Ferguson St 78502 (956) 787-2701 No 5.32
South Texas CU Main Office 2121 W Dove Ave 78502 (956) 618-7500 No 6.14
Naft CU NAFT Federal Credit Union Memorial HS 800 S Alamo Rd 78577 (956) 783-3391 No 8.76
Sugar Growers CU Sugar Growers FCU 2.5 Miles W. Hwy 107 78593 (956) 636-1411 No 19.86

Edinburg Teachers Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Edinburg Teachers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.00 4.50 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 146 264 373 N/A
Rank Among All Texas Credit Unions 91 52 97 110 N/A

Edinburg Teachers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A 174 227
Rank Among All Texas Credit Unions 35 43 N/A 54 59
Edinburg Teachers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000711705,752
All Other Unsecured Loans/Lines of Credit 12.9001,6117,507,687
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001743,158,503
Used Vehicle Loans 4.5002872,811,613
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000134,825
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0001991,844,025
TOTAL LOANS & LEASES 2,98316,062,405

Edinburg Teachers Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 134,82500
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 134,82500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Edinburg Teachers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes