Edge Federal Credit Union

  • +1

A short history of Edge FCU

Since its inception in 1956 the Edge Federal Credit Union has been serving its members in the LIVERPOOL, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Theresa Lotito-Camerino, the Edge FCU has grown its membership to over 3,509 with assets of more than $48,037,709. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (315) 451-0105 or email them at lcsfcumail@lcsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LIVERPOOL, NY.

General Information For Edge FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11457
Address 7545 MORGAN ROAD 
State New York 
Zip-Code 13090
Phone Number (315) 451-0105
Fax Number (315) 451-2367
Email Address: lcsfcumail@lcsfcu.org
CEO/President Theresa Lotito-Camerino
Members 3,509 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 48,037,709 
Website http://www.edgefcu.org 

Compare Edge Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Syracuse Postal CU syracuse 5640 e taft rd 13220 (315) 458-5550 No 4.25
Crouse Hinds Employees CU crouse hinds employees federal cu 1201 wolf st 13221 (315) 477-5384 No 5.66
A C M G CU Solvay Office 1753 Milton Ave 13209 (315) 488-4433 No 6.09
Syracuse Cooperative CU Westcott Office 723 Westcott St 13210 (315) 471-1116 No 6.57
Syracuse Fire Department Employees CU Main Office 211 Wilkinson St 13204 (315) 471-4621 No 7.13

Edge Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Edge Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.94 5.36 4.50 5.46
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 267 367 205 285
Rank Among All New York Credit Unions 21 103 114 70 93

Edge Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.64 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 235 276
Rank Among All New York Credit Unions N/A 38 N/A 59 76
Edge Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9008361,171,138
All Other Unsecured Loans/Lines of Credit 11.750572670,864
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2508442,330,394
New Vehicle Loans 3.9401451,993,680
Used Vehicle Loans 5.3601491,342,715
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500864,122,739
Total Other Real Estate Loans/Lines of Credit 5.4601563,096,752
Leases Receivable 5.13028568,869
Total All Other Loans/Lines of Credit 5.67090908,725
TOTAL LOANS & LEASES 2,90616,205,876

Edge Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7837,2172189,000
    b. 15 Years or less 793,285,5224514,375
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 26566,939250,038
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1031,809,64616374,110
Open-End Fixed Rate 27720,1679410,620
TOTALS 2427,219,491331,538,143


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Edge Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes