Ecco Credit Union

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A short history of Ecco CU

Since its inception in 1956 the Ecco Credit Union has been serving its members in the Pace, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by charles o'quinn, the Ecco CU has grown its membership to over 1,055 with assets of more than $23,124,161. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (850) 994-6982 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pace, FL.

General Information For Ecco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60077
Address 4644 E Spencer Field Rd 
City Pace 
State Florida 
Zip-Code 32571
Phone Number (850) 994-6982
Fax Number (850) 994-6983
Email Address:
CEO/President charles o'quinn
Members 1,055 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,124,161 

Compare Ecco Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Harvesters CU Corporate Office 480 S Highway 29 32533 (850) 968-2233 No 8.08
Santa Rosa County CU Milton Branch 6499 Caroline St 32570 (850) 623-4113 No 9.16
Florida State Employees CU Downtown Location 7 N Coyle St Unit B 32524 (850) 438-9677 No 9.30
Pen Air CU Saufley 4523 Saufley Field Rd 32514 (850) 505-3200 No 9.37
Gulf Winds CU GARDEN ST BRANCH 400 W GARDEN ST 32502 (850) 479-9601 No 9.80

Ecco Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ecco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.50 5.50 5.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 341 384 324 341
Rank Among All Florida Credit Unions 48 67 55 52 42

Ecco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.95 N/A N/A 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 37 N/A N/A 70
Rank Among All Florida Credit Unions N/A 2 N/A N/A 4
Ecco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9003319,713
All Other Unsecured Loans/Lines of Credit 15.50082222,189
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500481,129,758
Used Vehicle Loans 5.500981,225,874
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500998,173,652
Total Other Real Estate Loans/Lines of Credit 6.000223,228
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000601,048,642
TOTAL LOANS & LEASES 42211,843,056

Ecco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 452,418,8306273,053
    a. > 15 years 0000
    b. 15 Years or less 545,754,8223259,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 223,22800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1018,196,8809532,353


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ecco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No