E.s.a. Credit Union

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A short history of E.s.a. CU

Since its inception in 1940 the E.s.a. Credit Union has been serving its members in the BOISE, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LOYAL PERRY III, the E.s.a. CU has grown its membership to over 1,268 with assets of more than $6,213,300. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (208) 342-0800 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOISE, ID.

General Information For E.s.a. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 82514
Address 355 S 3RD ST STE B 
State Idaho 
Zip-Code 83702
Phone Number (208) 342-0800
Fax Number (208) 342-6712
Email Address: none
Members 1,268 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,213,300 
Website http://WWW.ESACU.ORG 

Compare E.s.a. Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Health Care Idaho CU Main Office 208 W Jefferson St 83702 (208) 275-0069 No 3.77
Trugrocer CU Meridian 3335 E Overland Rd 83642 (208) 385-5200 No 4.96
Icon CU Admin 7615 W Riverside Dr 83714 (208) 344-7948 No 5.67
St. Alphonsus Medical CU Trinity Health Informations Systems 3025 W Cherry Ln 83706 (208) 367-7255 No 5.91
Idaho United CU Main Office 3103 E Saint Lukes ST 83701 (208) 388-2138 No 10.35

E.s.a. Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

E.s.a. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.20 4.92 5.51 4.03 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 268 389 386 143 N/A
Rank Among All Idaho Credit Unions 18 31 23 8 N/A

E.s.a. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.35 0.14
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 293 277
Rank Among All Idaho Credit Unions N/A 9 N/A 22 19
E.s.a. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.200232260,058
All Other Unsecured Loans/Lines of Credit 13.220111252,739
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.92019308,961
Used Vehicle Loans 5.51062507,724
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.03015949,106
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.050116,408
TOTAL LOANS & LEASES 4502,284,996

E.s.a. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 151,42700
    b. 15 Years or less 14897,67900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 15949,10600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

E.s.a. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes