Dixie Craft Employees Credit Union

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A short history of Dixie Craft Employees CU

Since its inception in 1974 the Dixie Craft Employees Credit Union has been serving its members in the GOODWATER, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dinah Harrelson, the Dixie Craft Employees CU has grown its membership to over 776 with assets of more than $2,380,759. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (256) 839-6354 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GOODWATER, AL.

General Information For Dixie Craft Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62798
Address P O BOX 177 
City GOODWATER 
State Alabama 
Zip-Code 35072
Phone Number (256) 839-6354
Fax Number (256) 839-6396
Email Address: none
CEO/President Dinah Harrelson
Members 776 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,380,759 
Website  

Compare Dixie Craft Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heritage South CU Broadway Branch 901 N Broadway Ave 35150 (256) 245-4776 No 14.24
Coosa Pines CU Coosa Pines Federal Credit Union 33710 US Highway 280 35044 (256) 378-5559 No 23.98
Sycamore CU Sycamore FCU 18539 AL Highway 21 35149 (256) 245-5887 No 29.75

Dixie Craft Employees Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Dixie Craft Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 7.99 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 629 373 N/A
Rank Among All Alabama Credit Unions N/A 32 64 35 N/A

Dixie Craft Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A N/A N/A
Rank Among All Alabama Credit Unions N/A 16 N/A N/A N/A
Dixie Craft Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.900271553,458
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.990577,918
Used Vehicle Loans 7.990108572,509
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000216,152
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.25029,767
TOTAL LOANS & LEASES 3881,229,804

Dixie Craft Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 216,15200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 216,15200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dixie Craft Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No