Digital Federal Credit Union

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A short history of Digital FCU

Since its inception in 1979 the Digital Federal Credit Union has been serving its members in the MARLBOROUGH, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Regan, the Digital FCU has grown its membership to over 663,621 with assets of more than $8,071,182,667. They have a main office and 23 branch offices. Please see the credit unions website or contact them by phone at (508) 263-6705 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARLBOROUGH, MA.

General Information For Digital FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23521
State Massachusetts 
Zip-Code 01752
Phone Number (508) 263-6705
Fax Number () -
Email Address:
CEO/President James Regan
Members 663,621 
Full-Time Employees 1,110 
Part-Time Employees 125 
Number of Branch Offices 23 
Total Assets 8,071,182,667 

Compare Digital Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Mary's CU St. Mary's Credit Union 439A Main St 01749 (508) 490-8000 No 2.31
Lincoln Sudbury Town Employee CU Sudbury 278 Old Sudbury Rd 01776 (978) 443-6973 No 7.65
Metrowest Community CU Main Office 200 Concord St 01701 (508) 879-5522 No 8.26
Central One CU Westborough 40 South St 01581 (508) 366-5553 No 8.56
Shrewsbury CU SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE 01545 (508) 845-6755 No 10.04

Digital Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Digital Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 1.99 1.99 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 34 21 44 100
Rank Among All Massachusetts Credit Unions 18 6 2 6 19

Digital Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 1.00 1.84 1.84
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 20 53 61
Rank Among All Massachusetts Credit Unions N/A 21 1 3 3
Digital Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.250159,406494,754,502
All Other Unsecured Loans/Lines of Credit 9.75026,739105,043,565
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.2503,932147,538,332
New Vehicle Loans 1.99055,262794,927,104
Used Vehicle Loans 1.990167,8581,650,505,665
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25010,0852,379,217,259
Total Other Real Estate Loans/Lines of Credit 4.00015,744851,513,829
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.49013,540187,112,195
TOTAL LOANS & LEASES 452,5666,610,612,451

Digital Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 852205,964,255759200,777,991
    b. 15 Years or less 6,229918,748,42544596,671,896
    a. > 15 years 946564,426,828142106,899,482
    b. 15 Years or less 1,800616,343,919111117,062,693
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 162,653,12400
Adjustable Rate > 1 yr 24271,080,70851,118,400


Closed-End Fixed Rate 7,953448,824,0171,699134,827,273
Closed-End Adjustable Rate 2644,029,252615,931,000
Open-End Adjustable Rate 7,765358,660,5601,00425,512,050
Open-End Fixed Rate 0000
TOTALS 25,8293,230,731,0884,171698,800,785


Interest Only & Payment Option 1st Mortgage Loans 131122,099,64377,076,700
Interest Only & Payment Option Other RE/LOC Loans 58466,755,3457,100,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Digital Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes