Dial Credit Union

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A short history of Dial CU

Since its inception in 1931 the Dial Credit Union has been serving its members in the Montgomery, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Malissa Perkins, the Dial CU has grown its membership to over 1,204 with assets of more than $9,804,608. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (630) 801-1800 or email them at aurora@dialcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Montgomery, IL.

General Information For Dial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64247
Address 2000 Aucutt Rd 
City Montgomery 
State Illinois 
Zip-Code 60538
Phone Number (630) 801-1800
Fax Number (630) 801-4976
Email Address: aurora@dialcu.com
CEO/President Malissa Perkins
Members 1,204 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,804,608 
Website http://www.dialcu.com 

Compare Dial Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Earthmover CU PCU ECU c/o Oswego High School 60507 (630) 551-3564 No 0.74
Allsteel CU Allsteel Credit Union 1 W Merchants Dr 60543 (630) 906-2050 No 1.86
Aurora Firefighters' CU Aurora Firefighters Credit Union 88 N LaSalle St 60505 (630) 892-7220 No 3.76
Aurora Postal Employees CU Aurora Postal Employees Credit Union 525 N Broadway Rm 118 60507 (630) 897-8363 No 4.20
Fox Valley CU Fox Valley Credit Union 575 N Broadway 60505 (630) 859-2276 No 4.38

Dial Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Dial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.98 3.20 5.90 N/A 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 457 168 432 N/A 391
Rank Among All Illinois Credit Unions 62 53 98 N/A 62

Dial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.05 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 143 N/A 263 227
Rank Among All Illinois Credit Unions 9 39 N/A 47 30
Dial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9808090,392
All Other Unsecured Loans/Lines of Credit 11.070154611,743
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.20041683,906
Used Vehicle Loans 5.90078855,866
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.500110,421
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.570416,812
TOTAL LOANS & LEASES 3582,269,140

Dial Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 110,42100
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 110,42100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes