Dexsta Federal Credit Union

  • +1

A short history of Dexsta FCU

Since its inception in 1937 the Dexsta Federal Credit Union has been serving its members in the Wilmington, Delaware area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry King, the Dexsta FCU has grown its membership to over 35,118 with assets of more than $277,342,463. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (302) 571-0522 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wilmington, DE.

General Information For Dexsta FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2187
Address 300 Foulk Rd, Suite 100 
City Wilmington 
State Delaware 
Zip-Code 19803
Phone Number (302) 571-0522
Fax Number (302) 225-0619
Email Address:
CEO/President Jerry King
Members 35,118 
Full-Time Employees 60 
Part-Time Employees
Number of Branch Offices
Total Assets 277,342,463 

Compare Dexsta Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wilmington Police & Fire CU Wilmington Police & Fire FCU 1701 Shallcross Ave 19806 (302) 654-0818 No 3.13
Stepping Stones Community CU Stepping Stones Community Federal Credit Union 603 N Church St 19801 (302) 298-3253 No 4.23
Delaware Alliance CU Main Office 2320 N Dupont Hwy 19720 (302) 429-0404 No 6.71
Priority Plus CU 6 LYNAM ST 6 LYNAM ST 19804 (302) 633-6480 No 6.91
Sun East CU Chichester Branch 3601 Chichester Ave 19061 (610) 485-2960 No 7.16

Dexsta Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Dexsta Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.15 3.74 4.24 N/A 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 169 242 230 N/A 260
Rank Among All Delaware Credit Unions 3 8 5 N/A 6

Dexsta Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.95 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 183 166
Rank Among All Delaware Credit Unions 3 6 3 6 4
Dexsta Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1505,91911,714,400
All Other Unsecured Loans/Lines of Credit 13.5002,84213,345,372
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000179103,002
Non-Federally Guaranteed Student Loans 8.7501852,496,750
New Vehicle Loans 3.7402,51151,207,904
Used Vehicle Loans 4.2404,36764,617,166
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.000656,416,916
Total Other Real Estate Loans/Lines of Credit 5.25064118,747,987
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.100133801,302
TOTAL LOANS & LEASES 16,842169,450,799

Dexsta Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 232,612,12000
    b. 15 Years or less 423,804,79600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 34012,420,101492,953,239
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3016,327,886271,495,338
Open-End Fixed Rate 0000
TOTALS 70625,164,903764,448,577


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2786,045,9331,495,338
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dexsta Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes