Deseret First Federal Credit Union

Social
  • +1

A short history of Deseret First FCU

Since its inception in 1955 the Deseret First Federal Credit Union has been serving its members in the SALT LAKE CITY, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shane London, the Deseret First FCU has grown its membership to over 62,965 with assets of more than $595,119,153. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (801) 456-7000 or email them at communications@dfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALT LAKE CITY, UT.

General Information For Deseret First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24708
Address 2480 S 3850 W, SUITE C 
City SALT LAKE CITY 
State Utah 
Zip-Code 84120
Phone Number (801) 456-7000
Fax Number (801) 364-6747
Email Address: communications@dfcu.com
CEO/President Shane London
Members 62,965 
Full-Time Employees 178 
Part-Time Employees 22 
Number of Branch Offices 12 
Total Assets 595,119,153 
Website http://www.dfcu.com 

Compare Deseret First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Meadow Gold Employees CU Main 3691 W 1987 S 84104 (801) 908-7113 No 2.43
Hercules CU Hercules Credit Union 3141 W 4700 S 84129 (801) 968-9011 No 2.69
Lu 354 I B E W CU IBEW LOCAL 354 3400 W 2100 S 84119 (801) 972-9354 No 2.70
Varex CU Varex Federal Credit Union 1678 Pioneer Rd 84104 (801) 973-5052 No 3.40
P & S CU Evault/CUSA Technologies 4897 W Lake Park Blvd 84120 (800) 825-2872 No 3.69

Deseret First Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Deseret First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.07 5.30 4.03 5.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 289 361 143 241
Rank Among All Utah Credit Unions 31 36 37 15 18

Deseret First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 251 219
Rank Among All Utah Credit Unions N/A 14 14 25 21
Deseret First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.90014,02914,843,476
All Other Unsecured Loans/Lines of Credit 12.23016,0548,576,268
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.07079618,724,450
Used Vehicle Loans 5.30014,525168,480,087
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.030944149,322,069
Total Other Real Estate Loans/Lines of Credit 5.1002,13485,963,774
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3606499,841,427
TOTAL LOANS & LEASES 49,131455,751,551

Deseret First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1180,60800
    b. 15 Years or less 38130,785,958529,966,691
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 45489,566,3927219,521,687
Other Fixed Rate 598,661,92819948,754,855
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4920,127,183123,793,171

OTHER REAL ESTATE

Closed-End Fixed Rate 41623,456,460997,630,765
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,71862,507,31434222,586,828
Open-End Fixed Rate 0000
TOTALS 3,078235,285,843776112,253,997

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Deseret First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes