Delta County Credit Union

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A short history of Delta County CU

Since its inception in 1960 the Delta County Credit Union has been serving its members in the ESCANABA, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brenda Lippens, the Delta County CU has grown its membership to over 12,461 with assets of more than $135,016,877. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (906) 786-7213 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ESCANABA, MI.

General Information For Delta County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62454
Address 2600 1ST AVE S 
State Michigan 
Zip-Code 49829
Phone Number (906) 786-7213
Fax Number (906) 786-7299
Email Address:
CEO/President Brenda Lippens
Members 12,461 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 135,016,877 

Compare Delta County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peninsula CU Main Office 301 N 30th St 49829 (906) 789-6400 No 4.68
U.p. State CU St. Ignace branch W366 US Highway 2 W 49781 (906) 643-8138 No 5.04
Great Lakes First CU Escanaba office 2110 3rd Ave N 49829 (906) 786-4623 No 5.26
Northern United CU Northern United Main 123 S Lincoln Rd 49829 (906) 786-0888 No 5.26
Integra First CU Powers Branch W3803 US Highway 2/41 49874 (906) 497-5229 No 17.12

Delta County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Delta County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 4.25 5.83 5.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 311 424 324 289
Rank Among All Michigan Credit Unions 22 92 102 92 62

Delta County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.00 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 174 192
Rank Among All Michigan Credit Unions N/A 16 21 35 38
Delta County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9003,3755,442,727
All Other Unsecured Loans/Lines of Credit 8.7501,2184,033,940
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2502574,734,978
Used Vehicle Loans 5.8301,97518,026,718
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50051429,357,970
Total Other Real Estate Loans/Lines of Credit 5.5004216,795,989
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0008209,383,908
TOTAL LOANS & LEASES 8,58077,776,230

Delta County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 201,277,9691120,000
    b. 15 Years or less 1235,187,739181,428,121
    a. > 15 years 163,67000
    b. 15 Years or less 37022,828,59200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4216,795,98938857,666
Open-End Fixed Rate 0000
TOTALS 93536,153,959572,405,787


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delta County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes