Delco Postal Credit Union

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A short history of Delco Postal CU

Since its inception in 1963 the Delco Postal Credit Union has been serving its members in the upper Darby, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Millett, the Delco Postal CU has grown its membership to over 1,394 with assets of more than $14,812,983. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 734-3356 or email them at gliberace@delcopostal.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in upper Darby, PA.

General Information For Delco Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62416
Address 1400 Bywood Ave 
City upper Darby 
State Pennsylvania 
Zip-Code 19082
Phone Number (610) 734-3356
Fax Number (610) 734-3341
Email Address: gliberace@delcopostal.com
CEO/President Daniel Millett
Members 1,394 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,812,983 
Website http://delcopostal.com 

Compare Delco Postal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
P S T C Employees CU PSTC Employees FCU 1402 Bywood Ave 19082 (610) 352-2000 No 0.25
Upper Darby Belltelco CU Upper Darby Belltelco FCU 1410 Bywood Ave 19082 (610) 734-1884 No 0.27
Philadelphia Post Office Employees CU PHILADELPHIA POST OFFICE EMPLOYEES CREDIT UNION 401 Baily Rd 19050 (610) 284-2151 No 1.91
Mount Carmel Baptist CU Mt Carmel 5800 Race St 19139 (215) 471-8511 No 1.97
S M CU SM Federal Credit Union 215 N 57th St 19139 (215) 472-4784 No 2.06

Delco Postal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Delco Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 3.49 6.49 5.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 208 498 268 341
Rank Among All Pennsylvania Credit Unions 74 79 151 88 108

Delco Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.50 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 263 266
Rank Among All Pennsylvania Credit Unions N/A 48 N/A 72 57
Delco Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.990154417,078
All Other Unsecured Loans/Lines of Credit 12.500215945,740
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.49018301,544
Used Vehicle Loans 6.49065482,510
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000254,099,977
Total Other Real Estate Loans/Lines of Credit 6.000732,799,904
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00022,267
TOTAL LOANS & LEASES 5529,049,020

Delco Postal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 182,921,9301175,000
    b. 15 Years or less 5698,224185,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 2479,82300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 732,799,90411349,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 986,899,88113609,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delco Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes