Dekalb County Credit Union

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A short history of Dekalb County CU

Since its inception in 1952 the Dekalb County Credit Union has been serving its members in the DEKALB, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jody Mernack, the Dekalb County CU has grown its membership to over 903 with assets of more than $5,956,240. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (815) 758-4690 or email them at DCCU@DEKALBCOUNTYCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEKALB, IL.

General Information For Dekalb County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60880
Address 305 E LOCUST ST 
State Illinois 
Zip-Code 60115
Phone Number (815) 758-4690
Fax Number (815) 758-0320
CEO/President Jody Mernack
Members 903 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,956,240 

Compare Dekalb County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern Illinois CU NORTHERN ILLINOIS FEDERAL CREDIT UNION 817 W LINCOLN HWY 60115 (815) 753-1911 No 2.58
Illinois Community CU SYCAMORE 508 W STATE ST 60178 (815) 895-4541 No 6.33
N.i.c.e. CU Main Office 11 S 2nd Ave 60174 (630) 584-3670 No 21.79
Dial CU Main 2000 Aucutt Rd 60538 (630) 801-1800 No 22.40
Kane County Teachers CU Elgin 111 S Hawthorne St 60123 (847) 741-3344 No 22.57

Dekalb County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Dekalb County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.07 3.40 N/A 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 153 137 N/A 132
Rank Among All Illinois Credit Unions N/A 46 37 N/A 24

Dekalb County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.01 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 345 N/A
Rank Among All Illinois Credit Unions N/A 44 N/A 65 N/A
Dekalb County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.8305874,894
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.07025549,898
Used Vehicle Loans 3.4001461,382,038
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.25030803,182
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.02035349,593
TOTAL LOANS & LEASES 2943,159,605

Dekalb County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 30803,1825267,410
TOTALS 30803,1825267,410


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dekalb County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes