Dallas Federal Credit Union

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A short history of Dallas FCU

Since its inception in 1948 the Dallas Federal Credit Union has been serving its members in the DALLAS, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dee Pennington, the Dallas FCU has grown its membership to over 6,112 with assets of more than $55,231,195. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (214) 748-5166 or email them at memberservices@dallascu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DALLAS, TX.

General Information For Dallas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5905
Address 1301 YOUNG STREET STE 100 
State Texas 
Zip-Code 75202
Phone Number (214) 748-5166
Fax Number (214) 748-0816
Email Address: memberservices@dallascu.org
CEO/President Dee Pennington
Members 6,112 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 55,231,195 
Website http://www.dallascu.org 

Compare Dallas Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texas CU Desoto Branch Office 1021 E Pleasant Run Rd 75242 (972) 228-4885 No 0.06
Neiman Marcus Group Employees CU Neiman Marcus 1618 Main St 75201 (214) 573-5322 No 0.28
Advancial CU Allen 1259 W Exchange Pkwy Ste 100 75013 (972) 521-0063 No 0.59
Resource One CU Garland 302 W Centerville Rd 75266 (214) 319-3100 No 0.87
Methodist Hospital Employees CU Charlton Branch 3500 W Wheatland Rd 75265 (214) 947-5681 No 1.68

Dallas Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Dallas Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 4.99 4.99 4.43 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 396 323 198 166
Rank Among All Texas Credit Unions 53 150 112 58 28

Dallas Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.40 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 284 250
Rank Among All Texas Credit Unions N/A 47 20 97 64
Dallas Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,1794,640,711
All Other Unsecured Loans/Lines of Credit 11.6506043,060,201
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9902726,568,499
Used Vehicle Loans 4.9901,19018,032,175
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.430314,468,911
Total Other Real Estate Loans/Lines of Credit 4.490752,765,031
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.35030287,414
TOTAL LOANS & LEASES 3,38139,822,942

Dallas Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 314,468,9112329,160
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 752,765,03120870,583
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1067,233,942221,199,743


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dallas Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes