Dacotah Federal Credit Union

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A short history of Dacotah FCU

Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Teresa Peregrine, the Dacotah FCU has grown its membership to over 1,153 with assets of more than $9,917,360. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (605) 791-1424 or email them at office@dacotahfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rapid City, SD.

General Information For Dacotah FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7021
Address 2990 E HWY 44 
City Rapid City 
State South Dakota 
Zip-Code 57703
Phone Number (605) 791-1424
Fax Number (605) 348-2986
Email Address: office@dacotahfcu.com
CEO/President Teresa Peregrine
Members 1,153 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,917,360 
Website http://www.dacotahfcu.com 

Compare Dacotah Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rushmore Electric CU Rushmore Electric FCU 1715 Cambell St 57701 (605) 342-9451 No 6.50
Med5 CU West Branch 2300 W Main St 57702 (605) 342-7776 No 8.06
Highmark CU Highmark Main Office 725 5th St 57709 (605) 716-4444 No 8.28
Sentinel CU Triple Crown 4011 Triple Crown Dr 57701 (605) 923-1405 No 8.45
United Methodist First Choice CU United Methodist First Choice FCU 815 Columbus St 57709 (605) 348-5753 No 8.59

Dacotah Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Dacotah Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.62 6.36 5.34 4.57
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 223 481 307 177
Rank Among All South Dakota Credit Unions 4 21 33 21 6

Dacotah Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.54 0.78
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 254 189
Rank Among All South Dakota Credit Unions N/A 14 N/A 17 8
Dacotah Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900271656,997
All Other Unsecured Loans/Lines of Credit 11.550178543,915
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.62032838,247
Used Vehicle Loans 6.3601631,541,695
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.3409673,133
Total Other Real Estate Loans/Lines of Credit 4.57011354,879
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.190951,370,341
TOTAL LOANS & LEASES 7595,979,207

Dacotah Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 9673,13300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11354,87900
Open-End Fixed Rate 0000
TOTALS 201,028,01200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dacotah Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes