Cutting Edge Federal Credit Union

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A short history of Cutting Edge FCU

Since its inception in 1953 the Cutting Edge Federal Credit Union has been serving its members in the MILWAUKIE, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brady Howe, the Cutting Edge FCU has grown its membership to over 4,424 with assets of more than $44,664,754. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (503) 653-4392 or email them at services@cuttingedgefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MILWAUKIE, OR.

General Information For Cutting Edge FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8317
Address PO BOX 22192 
City MILWAUKIE 
State Oregon 
Zip-Code 97269
Phone Number (503) 653-4392
Fax Number (503) 653-6327
Email Address: services@cuttingedgefcu.org
CEO/President Brady Howe
Members 4,424 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 44,664,754 
Website http://www.cuttingedgefcu.org 

Compare Cutting Edge Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Advantis CU Lloyd Center Branch 825 NE Multnomah St Ste 110 97293 (503) 785-2528 No 0.19
Providence CU Providence St Vincent Medical Center Branch 9205 SW Barnes Rd 97222 (503) 215-6090 No 2.33
Oregonians CU 02 - Gresham Branch 247 E Powell Blvd 97030 (503) 239-5336 No 2.74
Castparts Employees CU Main Office 8120 SE Luther Rd 97206 (503) 771-2464 No 3.00
Oregon Pioneer CU Oregon Pioneer FCU 17884 SE McLoughlin Blvd 97267 (503) 833-1540 No 3.83

Cutting Edge Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cutting Edge Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.21 3.15 17.76 4.53 4.82
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 358 161 825 208 207
Rank Among All Oregon Credit Unions 27 17 47 25 15

Cutting Edge Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.59 0.66
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 244 204
Rank Among All Oregon Credit Unions N/A 10 6 19 13
Cutting Edge Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.210745924,692
All Other Unsecured Loans/Lines of Credit 11.2501,1471,414,287
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1501853,949,478
Used Vehicle Loans 17.7607137,970,803
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5301029,429,526
Total Other Real Estate Loans/Lines of Credit 4.820401,511,232
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0102364,800,332
TOTAL LOANS & LEASES 3,16830,000,350

Cutting Edge Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 948,259,12171,059,770
Balloon/Hybrid
    a. > 15 years 3588,67300
    b. 15 Years or less 1140,05500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4441,67700
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3103,85900
Open-End Fixed Rate 371,407,3735136,133
TOTALS 14210,940,758121,195,903

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cutting Edge Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes