Cumberland County Federal Credit Union

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A short history of Cumberland County FCU

Since its inception in 1954 the Cumberland County Federal Credit Union has been serving its members in the Falmouth, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Harriman, the Cumberland County FCU has grown its membership to over 19,764 with assets of more than $238,704,861. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (207) 878-3441 or email them at cctfcu@cctfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Falmouth, ME.

General Information For Cumberland County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9500
Address 101 Gray Rd 
City Falmouth 
State Maine 
Zip-Code 04105
Phone Number (207) 878-3441
Fax Number (207) 878-5327
Email Address: cctfcu@cctfcu.com
CEO/President Scott Harriman
Members 19,764 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 238,704,861 
Website http://www.myccfcu.com 

Compare Cumberland County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cport CU Main Office 50 Riverside Industrial Pkwy 04104 (207) 878-6200 No 3.85
Evergreen CU Branch Windham 785 Roosevelt Trl 04062 (207) 892-4690 No 5.16
Infinity CU Portland Branch 4 Davis Farm Rd 04103 (207) 854-6000 No 5.46
Maine Solutions CU CU Branch 209 Western Ave Unit B 04116 (207) 775-8371 No 7.89
Coast Line CU Corp Office-333 Cottage 333 Cottage Rd 04106 (207) 799-7245 No 8.00

Cumberland County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cumberland County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 3.50 5.15 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 209 344 174 260
Rank Among All Maine Credit Unions 15 19 31 20 19

Cumberland County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 0.75 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 215 199
Rank Among All Maine Credit Unions N/A 7 9 22 21
Cumberland County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.5006501,237,186
All Other Unsecured Loans/Lines of Credit 9.9002,2545,599,792
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5005129,629,110
Used Vehicle Loans 5.1503,50640,907,440
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2503,26561,830,180
Total Other Real Estate Loans/Lines of Credit 5.25060118,275,533
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9007607,341,446
TOTAL LOANS & LEASES 11,548144,820,687

Cumberland County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,50937,928,4213143,787,126
    b. 15 Years or less 51413,883,791491,220,874
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 24210,017,96812591,574

OTHER REAL ESTATE

Closed-End Fixed Rate 2476,739,065441,447,173
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 35411,536,46822935,005
Open-End Fixed Rate 0000
TOTALS 3,86680,105,7134417,981,752

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1287,081,112189,777
Interest Only & Payment Option Other RE/LOC Loans 2117,905,276487,477
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cumberland County Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes