Cs Credit Union

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A short history of Cs CU

Since its inception in 1986 the Cs Credit Union has been serving its members in the CATAWBA, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Vaden, the Cs CU has grown its membership to over 2,920 with assets of more than $32,304,037. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (828) 241-6196 or email them at info@commscopecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CATAWBA, NC.

General Information For Cs CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66856
Address PO BOX 199 
State North Carolina 
Zip-Code 28609
Phone Number (828) 241-6196
Fax Number (828) 241-2606
Email Address: info@commscopecu.org
CEO/President Steven Vaden
Members 2,920 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,304,037 
Website http://csnccreditunion.org 

Compare Cs Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Piedmont CU Piedmont Credit Union 209 S Tradd St 28687 (704) 873-6400 No 10.69
Shuford CU Hickory Office 882 16th St NE 28601 (828) 568-1234 No 15.46
Hsm CU HICKORY SPRINGS FEDERAL CREDIT UNION 235 2ND AVE NW 28603 (828) 328-2201 No 17.30
Century Employees' Savings Fund CU Main office 401 11th St NW 28603 (828) 326-8512 No 18.28
Carolina CU Carolina Federal Credit Union 1200 E Church St 28021 (704) 435-0186 No 27.68

Cs Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cs Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.40 5.31 7.64 5.87 6.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 469 430 600 360 352
Rank Among All North Carolina Credit Unions 36 40 46 31 20

Cs Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 215 192
Rank Among All North Carolina Credit Unions N/A 9 N/A 16 12
Cs Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.400156203,983
All Other Unsecured Loans/Lines of Credit 14.4301,0941,718,121
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.310731,277,081
Used Vehicle Loans 7.6402381,496,206
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.8701054,911,333
Total Other Real Estate Loans/Lines of Credit 6.100841,903,530
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.230199586,457
TOTAL LOANS & LEASES 1,94912,096,711

Cs Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1104,32300
    b. 15 Years or less 1044,807,0102139,354
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 841,903,53041108,063
Open-End Fixed Rate 0000
TOTALS 1896,814,86343247,417


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cs Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes