Crossroads Financial Federal Credit Union

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A short history of Crossroads Financial FCU

Since its inception in 1950 the Crossroads Financial Federal Credit Union has been serving its members in the PORTLAND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Bantz, the Crossroads Financial FCU has grown its membership to over 9,158 with assets of more than $54,076,675. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (260) 726-2142 or email them at askus@crossroadsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTLAND, IN.

General Information For Crossroads Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7002
Address 1102 W VOTAW ST, PO BOX 806 
City PORTLAND 
State Indiana 
Zip-Code 47371
Phone Number (260) 726-2142
Fax Number (260) 726-6846
Email Address: askus@crossroadsfcu.org
CEO/President Janet Bantz
Members 9,158 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 54,076,675 
Website http://www.crossroadsfcu.org 

Compare Crossroads Financial Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
A H E Plant 3 CU AHE PLT 3 FEDERAL CREDIT UNION 720 W FRANKLIN ST 47394 (765) 584-1055 No 17.04
Adams County CU Main 202 N Studebaker St 46772 (260) 692-6100 No 22.63
Del Met CU DEL MET 8000 N State Road 3 47303 (765) 289-5554 No 23.40
Dynamic CU 900 E Wayne St 900 E WAYNE ST 45822 (419) 586-5522 No 23.43
Bluffton Motor Works/franklin Elect CU BLUFFTON MOTOR WORKS/FRANKLIN ELECTRIC EMP CU 410 E SPRING ST 46714 (260) 827-2213 No 23.66

Crossroads Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Crossroads Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.16 3.62 5.22 4.05 4.27
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 170 223 352 145 135
Rank Among All Indiana Credit Unions 17 47 65 22 17

Crossroads Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.03 0.30 0.28
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 146 302 261
Rank Among All Indiana Credit Unions N/A 33 29 51 46
Crossroads Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.160833844,785
All Other Unsecured Loans/Lines of Credit 10.8909212,059,146
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.620541,005,675
Used Vehicle Loans 5.2201,37911,954,235
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0501205,706,164
Total Other Real Estate Loans/Lines of Credit 4.2704387,079,853
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6202191,500,847
TOTAL LOANS & LEASES 3,96430,150,705

Crossroads Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 241,789,79200
    b. 15 Years or less 812,896,7945318,700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 151,019,57800

OTHER REAL ESTATE

Closed-End Fixed Rate 16142,13100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4226,937,722331,311,700
Open-End Fixed Rate 0000
TOTALS 55812,786,017381,630,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Crossroads Financial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes