One Credit Union

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A short history of One CU

Since its inception in 1938 the One Credit Union has been serving its members in the Ferndale, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Moody, the One CU has grown its membership to over 132,574 with assets of more than $1,128,171,773. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (248) 398-1210 or email them at CUOMEMBERS@CUONE.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ferndale, MI.

General Information For One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62562
Address 400 E. Nine Mile Road 
City Ferndale 
State Michigan 
Zip-Code 48220
Phone Number (248) 398-1210
Fax Number (248) 584-5442
CEO/President Gary Moody
Members 132,574 
Full-Time Employees 307 
Part-Time Employees 24 
Number of Branch Offices 20 
Total Assets 1,128,171,773 
Website http://WWW.CUONE.ORG 

Compare One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Advantage CU Main Office 22250 Providence Dr 48075 (248) 996-6070 No 3.37
Southeast Michigan State Employees CU Southeast Michigan State Employees Federal Credit Union 17135 W 10 Mile Rd 48075 (248) 557-2266 No 3.82
Ukrainian Future CU Ukrainina Future Credit Union 7345 Orchard Lake Rd 48322 (248) 487-0330 No 4.18
Ukrainian Selfreliance Michigan CU USMFCU-Main Office 26791 Ryan Rd 48091 (586) 756-3300 No 4.24
Our CU 12 Mile Road Office 5625 E 12 Mile Rd 48073 (249) 549-3838 No 4.92

One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.96 3.48 4.06 5.36
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 140 144 147 273
Rank Among All Michigan Credit Unions N/A 38 36 34 57

One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 310 266
Rank Among All Michigan Credit Unions N/A 19 28 71 58
One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.11017,07568,348,771
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001864,584,311
New Vehicle Loans 2.9607,992125,492,408
Used Vehicle Loans 3.48029,826321,354,150
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0602,264200,974,329
Total Other Real Estate Loans/Lines of Credit 5.3602,35443,339,641
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7702,28240,667,086
TOTAL LOANS & LEASES 61,979804,760,696

One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 85696,420,1319012,496,010
    b. 15 Years or less 1,20887,629,11416815,183,813
    a. > 15 years 161,454,9061250,000
    b. 15 Years or less 334,864,872102,329,087
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6592,74100
Adjustable Rate > 1 yr 14510,012,56500


Closed-End Fixed Rate 76917,113,0661204,294,517
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,53525,405,2252029,648,445
Open-End Fixed Rate 50821,35000
TOTALS 4,618244,313,97059144,201,872


Interest Only & Payment Option 1st Mortgage Loans 4452,7020
Interest Only & Payment Option Other RE/LOC Loans 70415,194,7489,648,445
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

One Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes