Of The Berkshires Credit Union

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A short history of Of The Berkshires CU

Since its inception in 1939 the Of The Berkshires Credit Union has been serving its members in the Pittsfield, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melissa Morin, the Of The Berkshires CU has grown its membership to over 1,953 with assets of more than $20,671,316. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (413) 443-1313 or email them at cuotb@cuotb.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pittsfield, MA.

General Information For Of The Berkshires CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67758
Address 744 Williams St 
City Pittsfield 
State Massachusetts 
Zip-Code 01201
Phone Number (413) 443-1313
Fax Number (413) 442-1124
Email Address: cuotb@cuotb.org
CEO/President Melissa Morin
Members 1,953 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,671,316 
Website http://www.cuotb.org 

Compare Of The Berkshires Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greylock CU Elm Street 71 Elm St 01201 (413) 997-4400 No 2.05
Mycom CU MyCom Federal Credit Union 101 Fenn St 01201 (413) 442-6501 No 2.26
North Adams M E CU City Hall 10 Main St 01247 (413) 662-2657 No 18.40
School Systems CU Albany Branch 325 Washington Avenue Ext 12205 (518) 456-1611 No 25.12
Coxsackie Correctional Emp. CU main Office 11260 State Route 9W 12051 (518) 731-6004 No 25.55

Of The Berkshires Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Of The Berkshires Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.44 2.44 6.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 76 45 373 100
Rank Among All Massachusetts Credit Unions N/A 22 6 59 19

Of The Berkshires Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.44 0.36
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 276 249
Rank Among All Massachusetts Credit Unions 10 21 25 54 49
Of The Berkshires Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 5.990231930,066
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.440891,268,231
Used Vehicle Loans 2.4402672,612,544
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0001225,733
Total Other Real Estate Loans/Lines of Credit 4.00037993,283
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.05036554,211
TOTAL LOANS & LEASES 6616,584,068

Of The Berkshires Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1225,73300
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 11348,91600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 26644,36700
Open-End Fixed Rate 0000
TOTALS 381,219,01600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 26644,3670
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of The Berkshires Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes