Of Emporia Credit Union

A short history of Of Emporia CU

Since its inception in 1953 the Of Emporia Credit Union has been serving its members in the EMPORIA, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KELLY BROWN, the Of Emporia CU has grown its membership to over 3,361 with assets of more than $22,803,607. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (620) 342-0491 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EMPORIA, KS.

General Information For Of Emporia CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Of Emporia Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Emporia State CU	Branch - 2332 Industrial	2332 Industrial Rd	66801	(620) 342-0318	No	1.67

Of Emporia Credit Union Financial Performance Charts

Financial Data

Of Emporia Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.92	3.50	4.50	4.00	6.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	334	209	264	138	341
Rank Among All Kansas Credit Unions	16	19	22	12	29

Of Emporia Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	0.30	0.51	0.40
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	97	260	243
Rank Among All Kansas Credit Unions	N/A	12	9	30	22

Of Emporia Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.920	187	89,458
All Other Unsecured Loans/Lines of Credit	13.250	255	325,756
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.500	35	619,778
Used Vehicle Loans	4.500	674	6,035,625
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	56	2,691,487
Total Other Real Estate Loans/Lines of Credit	6.000	33	569,095
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.000	115	974,568
TOTAL LOANS & LEASES		1,355	11,305,767

Of Emporia Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	11	739,459	1	55,200
b. 15 Years or less	45	1,952,028	1	46,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	33	569,095	4	157,700
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	89	3,260,582	6	258,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Of Emporia Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes