1 Credit Union

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A short history of 1 CU

Since its inception in 1958 the 1 Credit Union has been serving its members in the Rantoul, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Simons, the 1 CU has grown its membership to over 102,638 with assets of more than $833,255,719. They have a main office and 23 branch offices. Please see the credit unions website or contact them by phone at (800) 252-6950 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rantoul, IL.

General Information For 1 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96069
Address P.O. Box 200 
City Rantoul 
State Illinois 
Zip-Code 61866
Phone Number (800) 252-6950
Fax Number (217) 892-4643
Email Address: none
CEO/President Paul Simons
Members 102,638 
Full-Time Employees 298 
Part-Time Employees 34 
Number of Branch Offices 23 
Total Assets 833,255,719 
Website http://www.creditunion1.org 

Compare 1 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Plus CU Main Branch 526 E Champaign Ave 61866 (217) 893-8201 No 0.35
Clifford-jacobs Employees CU CLIFFORD JACOBS EMPLOYEE CREDIT UNION 2410 N 5th St 61824 (217) 356-0081 No 12.32
Urbana Municipal Employes CU Main Office 1606 Willow View Rd Ste 1O 61802 (217) 337-0240 No 13.29
Carle Employees CU CARLE EMPLOYEES FEDERAL CREDIT UNION 709 W UNIVERSITY AVE 61801 (217) 383-3097 No 13.89
Urbana Postal CU Urbana Postal Credit Union 3100 E Tatman Ct 61803 (217) 367-0653 No 13.93

1 Credit Union Financial Performance Charts

Performance Charts

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Financial Data

1 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.30 2.99 2.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 365 145 91 138 100
Rank Among All Illinois Credit Unions 45 43 28 27 18

1 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.40 0.50 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 76 263 205
Rank Among All Illinois Credit Unions N/A 31 11 47 24
1 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.30013,13335,855,797
All Other Unsecured Loans/Lines of Credit 10.2507,57911,618,960
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99077614,177,485
Used Vehicle Loans 2.99010,690151,717,724
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,684179,116,228
Total Other Real Estate Loans/Lines of Credit 4.0001,18637,392,586
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1501,73211,365,008
TOTAL LOANS & LEASES 36,780441,243,788

1 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 683107,859,831488,727,634
    b. 15 Years or less 97967,722,802434,776,825
    a. > 15 years 0000
    b. 15 Years or less 163,160,15800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6373,43700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1643,564,9826188,365
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,02233,827,6045154,835,879
Open-End Fixed Rate 0000
TOTALS 2,870216,508,81461218,528,703


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1 Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes