Cpm Federal Credit Union

  • +1

A short history of Cpm FCU

Since its inception in 1955 the Cpm Federal Credit Union has been serving its members in the NORTH CHARLESTO, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Gergen, the Cpm FCU has grown its membership to over 53,957 with assets of more than $328,605,571. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (800) 255-1513 or email them at admin@cpmfed.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH CHARLESTO, SC.

General Information For Cpm FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21971
Address 1066 E MONTAGUE AVE 
State South Carolina 
Zip-Code 29405
Phone Number (800) 255-1513
Fax Number (843) 566-9312
Email Address: admin@cpmfed.com
CEO/President James Gergen
Members 53,957 
Full-Time Employees 139 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 328,605,571 
Website http://www.cpmfed.com 

Compare Cpm Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Charleston County Teachers CU Charleston County Teachers' Federal Credit Union 4 Carriage Ln Ste 401 29417 (843) 556-8698 No 3.77
Latitude 32 CU West Ashley Branch 1845 Sam Rittenberg Blvd 29407 (843) 556-4809 No 4.15
C O CU CO FEDERAL CREDIT UNION 117 SPRING ST 29403 (843) 722-7656 No 4.63
South Carolina CU Shipyard 1900 McMillan Ave 29419 (843) 797-8300 No 4.72
Heritage Trust CU Rivers 7550 Rivers Ave 29423 (843) 832-2600 No 16.13

Cpm Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cpm Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 2.39 2.79 3.49 4.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 70 72 70 205
Rank Among All South Carolina Credit Unions 8 8 6 4 15

Cpm Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 0.40 0.35 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 76 293 234
Rank Among All South Carolina Credit Unions N/A 14 7 23 14
Cpm Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2505,67612,291,591
All Other Unsecured Loans/Lines of Credit 7.3407,12610,702,218
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.39074015,331,410
Used Vehicle Loans 2.7903,13635,576,254
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49084978,404,899
Total Other Real Estate Loans/Lines of Credit 4.80054112,880,401
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9906616,116,910
TOTAL LOANS & LEASES 18,729171,303,683

Cpm Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10113,052,997101,329,800
    b. 15 Years or less 61447,461,534699,268,336
    a. > 15 years 153,459,45600
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 732,446,88100
Adjustable Rate > 1 yr 4611,984,031275,708,885


Closed-End Fixed Rate 10239,97800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3688,220,1045127,629
Open-End Fixed Rate 1634,420,31932743,921
TOTALS 1,39091,285,30014317,178,571


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cpm Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes