Cosden Federal Credit Union

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A short history of Cosden FCU

Since its inception in 1936 the Cosden Federal Credit Union has been serving its members in the BIG SPRING, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LAURIE BARRAZA, the Cosden FCU has grown its membership to over 3,842 with assets of more than $38,010,709. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (432) 264-2600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIG SPRING, TX.

General Information For Cosden FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1750
Address 400 EAST MARCY 
State Texas 
Zip-Code 79720
Phone Number (432) 264-2600
Fax Number (432) 264-2631
Email Address:
Members 3,842 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 38,010,709 

Compare Cosden Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Big Spring Education Employees CU BIG SPRING EDUCATION EMPLOYEES FCU 1110 S BENTON ST 79721 (432) 263-8393 No 3.50
The Electric Utilities CU The Electric Utilities Credit Union 2002 Birdwell Ln 79720 (432) 263-3442 No 3.62
Citizens CU Big Spring 701 E FM 700 79721 (432) 267-6373 No 4.19

Cosden Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Cosden Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.80 6.42 7.88 7.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 471 491 466 460
Rank Among All Texas Credit Unions N/A 171 168 133 121

Cosden Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.15 0.20 0.36 0.78
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 119 114 292 189
Rank Among All Texas Credit Unions 40 43 24 101 44
Cosden Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.1604591,607,121
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00010658,432
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.8001022,694,604
Used Vehicle Loans 6.4202663,932,927
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.880121,472
Total Other Real Estate Loans/Lines of Credit 7.550238,005
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.080891,520,923
TOTAL LOANS & LEASES 1,0259,873,484

Cosden Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,47200
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 238,00500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 359,47700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cosden Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes