Cornerstone Community Credit Union

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A short history of Cornerstone Community CU

Since its inception in 1934 the Cornerstone Community Credit Union has been serving its members in the FAIRFIELD, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by RALPH CERVERO, the Cornerstone Community CU has grown its membership to over 6,950 with assets of more than $50,738,327. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (203) 366-1336 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FAIRFIELD, CT.

General Information For Cornerstone Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68674
Address 1515 BLACK ROCK TPKE 
City FAIRFIELD 
State Connecticut 
Zip-Code 06825
Phone Number (203) 366-1336
Fax Number (866) 763-4180
Email Address: ----
CEO/President RALPH CERVERO
Members 6,950 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 50,738,327 
Website http://www.cornerstoneccu.com 

Compare Cornerstone Community Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bridgeport Police CU Main Street 3590 Main St 06606 (203) 374-6500 No 2.08
St. Vincent's Medical Center CU credit union 2800 Main St 06606 (203) 576-5588 No 2.18
Bridgeport Fairfield Teachers CU Main Office 45 Lyon Ter 06604 (203) 576-0554 No 2.90
Bridgeport City Employees CU Bridgeport City Employees FCU 45 Lyon Ter 06604 (203) 576-7280 No 2.91
Bridgeport Post Office CU Office of Operations 120 Middle St Rm 204 06601 (203) 367-4518 No 3.10

Cornerstone Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cornerstone Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.94 5.24 3.60 4.29
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 391 355 82 138
Rank Among All Connecticut Credit Unions N/A 46 42 9 22

Cornerstone Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.01 0.35 0.02
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 150 293 295
Rank Among All Connecticut Credit Unions N/A 18 23 33 34
Cornerstone Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9801,0861,671,224
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.890442750,615
New Vehicle Loans 4.94037323,419
Used Vehicle Loans 5.2406211,823,730
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6006811,610,744
Total Other Real Estate Loans/Lines of Credit 4.2901585,630,263
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.150459387,885
TOTAL LOANS & LEASES 2,87122,197,880

Cornerstone Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 194,937,56682,336,305
    b. 15 Years or less 496,673,17800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 494,042,91412712,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1091,587,3493580,000
Open-End Fixed Rate 0000
TOTALS 22617,241,007233,628,505

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cornerstone Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes