Core Credit Union

A short history of Core CU

Since its inception in 1991 the Core Credit Union has been serving its members in the STATESBORO, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Clampett, the Core CU has grown its membership to over 10,177 with assets of more than $73,996,611. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (912) 764-9846 or email them at core@corecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in STATESBORO, GA.

General Information For Core CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Core Credit Union To Other Local Credit Unions

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Core Credit Union Financial Performance Charts

Financial Data

Core Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.29	3.73	5.67	5.45	5.48
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	108	240	406	320	287
Rank Among All Georgia Credit Unions	4	33	42	30	25

Core Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.25	0.29	N/A	0.84	0.96
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	95	89	N/A	200	165
Rank Among All Georgia Credit Unions	6	14	N/A	14	8

Core Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.290	1,180	3,346,846
All Other Unsecured Loans/Lines of Credit	11.390	1,039	1,827,201
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.730	107	2,552,559
Used Vehicle Loans	5.670	1,657	15,511,481
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.450	559	26,306,603
Total Other Real Estate Loans/Lines of Credit	5.480	144	3,216,855
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.200	702	5,621,944
TOTAL LOANS & LEASES		5,388	58,383,489

Core Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	280	11,176,951	33	2,004,212
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	169	11,722,026	31	3,318,660
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	110	3,407,626	6	552,000

OTHER REAL ESTATE

Closed-End Fixed Rate	21	413,647	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	123	2,803,208	4	235,000
Open-End Fixed Rate	0	0	0	0
TOTALS	703	29,523,458	74	6,109,872

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Core Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes