Copoco Community Credit Union

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A short history of Copoco Community CU

Since its inception in 1951 the Copoco Community Credit Union has been serving its members in the BAY CITY, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Doan, the Copoco Community CU has grown its membership to over 13,602 with assets of more than $101,806,862. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (989) 684-1873 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BAY CITY, MI.

General Information For Copoco Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60470
Address PO BOX 1520 
State Michigan 
Zip-Code 48706
Phone Number (989) 684-1873
Fax Number (989) 684-3631
Email Address:
CEO/President Linda Doan
Members 13,602 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 101,806,862 

Compare Copoco Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sunrise Family CU Essexville Branch 190 N Powell Rd 48732 (989) 892-1833 No 1.69
Financialedge Community CU Euclid Office 1199 S Euclid Ave 48707 (989) 892-6088 No 2.02
Great Lakes CU Credit Union Plus 9426 Birch Run Rd 48415 (989) 624-9344 No 3.00
United Bay Community CU Mattawan 52800 N Main St 48706 (269) 668-6336 No 3.53
Wildfire CU Wildfire Credit Union 6640 Bay Rd 48605 (989) 249-8200 No 7.36

Copoco Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Copoco Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 4.75 10.00 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 369 740 138 229
Rank Among All Michigan Credit Unions 39 104 136 32 49

Copoco Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.35 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 293 266
Rank Among All Michigan Credit Unions N/A 23 N/A 66 58
Copoco Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9503,2873,653,426
All Other Unsecured Loans/Lines of Credit 8.2509772,634,144
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.75036711,289,907
Used Vehicle Loans 10.0002,16823,682,264
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00034919,818,506
Total Other Real Estate Loans/Lines of Credit 5.0001501,876,575
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5002875,033,443
TOTAL LOANS & LEASES 7,58567,988,265

Copoco Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 653,779,35000
    b. 15 Years or less 1325,631,50911867,964
    a. > 15 years 513,923,09700
    b. 15 Years or less 1016,484,55000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1501,876,57511423,400
Open-End Fixed Rate 0000
TOTALS 49921,695,081221,291,364


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Copoco Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes