Coosa Valley Credit Union

  • +1

A short history of Coosa Valley CU

Since its inception in 1954 the Coosa Valley Credit Union has been serving its members in the ROME, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andy Harris, the Coosa Valley CU has grown its membership to over 39,894 with assets of more than $304,483,889. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (706) 235-8551 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROME, GA.

General Information For Coosa Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68683
Address 2010 REDMOND CIR NW 
City ROME 
State Georgia 
Zip-Code 30165
Phone Number (706) 235-8551
Fax Number (706) 232-1797
Email Address: ----
CEO/President Andy Harris
Members 39,894 
Full-Time Employees 89 
Part-Time Employees
Number of Branch Offices
Total Assets 304,483,889 

Compare Coosa Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rome Kraft Employees CU Main Office 4620 Alabama Hwy NW 30129 (706) 295-9027 No 3.87
Georgia Power Northwest CU GA POWER NW FCU 906 N Broad St SE 30161 (706) 232-6871 No 7.09
Beka CU Main Office 301 Darlington Dr SW 30147 (706) 235-4481 No 8.31
Roper Corporation Employees CU Main Office 1507 Broomtown Rd 30728 (706) 638-5109 No 26.15
Nucor Employees CU Nucor Employees Federal Credit Union 7205 Gault Ave N 35968 (256) 997-5058 No 26.26

Coosa Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Coosa Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.19 2.99 7.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 50 91 438 229
Rank Among All Georgia Credit Unions 14 9 14 43 16

Coosa Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 302 259
Rank Among All Georgia Credit Unions N/A 29 22 40 30
Coosa Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90014,4577,879,699
All Other Unsecured Loans/Lines of Credit 7.9904,47013,124,320
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1901,20732,639,356
Used Vehicle Loans 2.9906,24273,522,279
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.00057454,901,353
Total Other Real Estate Loans/Lines of Credit 5.00061716,912,867
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99022,28120,313,896
TOTAL LOANS & LEASES 49,848219,293,770

Coosa Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15018,656,656173,263,016
    b. 15 Years or less 23715,398,133333,325,719
    a. > 15 years 0000
    b. 15 Years or less 18520,800,540616,263,939
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 246,02400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 921,309,47829,950
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 52515,603,3892434,367,917
Open-End Fixed Rate 0000
TOTALS 1,19171,814,22035617,230,541


Interest Only & Payment Option 1st Mortgage Loans 151,829,4000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coosa Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes