Consumer's Federal Credit Union

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A short history of Consumer's FCU

Since its inception in 1977 the Consumer's Federal Credit Union has been serving its members in the Gregory, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dannielle Miller, the Consumer's FCU has grown its membership to over 1,292 with assets of more than $11,822,551. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (605) 835-8749 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Gregory, SD.

General Information For Consumer's FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22719
Address PO Box 69 
City Gregory 
State South Dakota 
Zip-Code 57533
Phone Number (605) 835-8749
Fax Number (605) 835-9413
Email Address:
CEO/President Dannielle Miller
Members 1,292 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,822,551 

Compare Consumer's Federal Credit Union To Other Local Credit Unions

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Consumer's Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Consumer's Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.75 3.25 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 115 120 72 56
Rank Among All South Dakota Credit Unions 6 6 7 5 1

Consumer's Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.30 N/A 0.30 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 88 N/A 302 70
Rank Among All South Dakota Credit Unions 1 5 N/A 25 1
Consumer's Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99066165,375
All Other Unsecured Loans/Lines of Credit 10.000289427,781
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.750831,446,301
Used Vehicle Loans 3.2502321,959,749
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500291,804,034
Total Other Real Estate Loans/Lines of Credit 3.5007233,257
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0001141,928,389
TOTAL LOANS & LEASES 8207,964,886

Consumer's Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 221,690,79700
    a. > 15 years 260,45100
    b. 15 Years or less 552,78600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3153,37800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 479,87900
Open-End Fixed Rate 0000
TOTALS 362,037,29100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Consumer's Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes