Community United Federal Credit Union

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A short history of Community United FCU

Since its inception in 1966 the Community United Federal Credit Union has been serving its members in the WAYCROSS, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Trista Kendell, the Community United FCU has grown its membership to over 3,352 with assets of more than $23,515,285. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (912) 285-5150 or email them at commfcu@accessatc.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WAYCROSS, GA.

General Information For Community United FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17201
Address P. O. BOX 703 
City WAYCROSS 
State Georgia 
Zip-Code 31502
Phone Number (912) 285-5150
Fax Number (912) 285-8194
Email Address: commfcu@accessatc.net
CEO/President Trista Kendell
Members 3,352 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,515,285 
Website http://communityunitedfcu.com 

Compare Community United Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ware County School Employees CU MAIN OFFICE 1301 BAILEY ST 31501 (912) 285-9728 No 1.06

Community United Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Community United Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 3.49 4.40 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 146 195 317
Rank Among All Georgia Credit Unions N/A 24 20 19 28

Community United Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.65 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 42 234 205
Rank Among All Georgia Credit Unions N/A 13 3 24 19
Community United Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.000151658,143
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99027700,285
Used Vehicle Loans 3.4901561,558,645
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.40020712,188,798
Total Other Real Estate Loans/Lines of Credit 5.75030688,835
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.00068663,249
TOTAL LOANS & LEASES 63916,457,955

Community United Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 421,819,68113820,533
    b. 15 Years or less 32748,143269,615
Balloon/Hybrid
    a. > 15 years 1078,598,28800
    b. 15 Years or less 261,022,68600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 431,39300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 26657,44200
Open-End Fixed Rate 0000
TOTALS 23712,877,63315890,148

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community United Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes