Community Trust Credit Union

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A short history of Community Trust CU

Since its inception in 1933 the Community Trust Credit Union has been serving its members in the GURNEE, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Mallow, the Community Trust CU has grown its membership to over 14,718 with assets of more than $218,709,496. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (847) 662-2050 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GURNEE, IL.

General Information For Community Trust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60543
Address 1313 N SKOKIE HWY 
City GURNEE 
State Illinois 
Zip-Code 60031
Phone Number (847) 662-2050
Fax Number (847) 623-0647
Email Address: none
CEO/President Mike Mallow
Members 14,718 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 218,709,496 
Website http://www.ctcu.org 

Compare Community Trust Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Abbott Laboratories CU Abbott Laboratories AP22 100 Abbott Park Rd 60064 (847) 249-9422 No 1.21
Consumers Cooperative CU Mundelein 1210 S Lake St 60060 (847) 623-3636 No 3.95
Gideon CU Gideon FCU 1500 W Ridgeland Ave 60085 (847) 662-7672 No 4.77
Waukegan Municipal Employees CU fed comp 10300 eaton Pl ste 260 22030 (800) 733-3266 No 5.67
Great Lakes CU Willow Springs Branch 160 Market St 60480 (847) 578-7000 No 6.06

Community Trust Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community Trust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.54 2.62 3.17 3.77 4.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 32 98 112 104 128
Rank Among All Illinois Credit Unions 2 27 32 19 22

Community Trust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.13 0.51 0.57
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 129 260 217
Rank Among All Illinois Credit Unions N/A 39 25 46 27
Community Trust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.5403,78512,965,526
All Other Unsecured Loans/Lines of Credit 12.040426701,561
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6204096,105,619
Used Vehicle Loans 3.1701,26216,428,761
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.77082567,378,350
Total Other Real Estate Loans/Lines of Credit 4.22061917,210,110
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.07074817,888
TOTAL LOANS & LEASES 7,400121,607,815

Community Trust Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13217,076,64771,373,150
    b. 15 Years or less 42435,483,58071,082,000
Balloon/Hybrid
    a. > 15 years 7776,94500
    b. 15 Years or less 192,548,54900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 24311,492,62910281,034
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 631,109,3005152,400
Closed-End Adjustable Rate 55616,100,81015354,832
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,44484,588,460443,243,416

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 24311,492,629281,034
Interest Only & Payment Option Other RE/LOC Loans 53215,376,047354,832
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Trust Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes