Community & Teachers Federal Credit Union

Social
  • +1

A short history of Community & Teachers FCU

Since its inception in 1961 the Community & Teachers Federal Credit Union has been serving its members in the East Providence, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenneth Saunders, the Community & Teachers FCU has grown its membership to over 2,315 with assets of more than $27,383,090. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (401) 438-7788 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in East Providence, RI.

General Information For Community & Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24730
Address 1169 S Broadway 
City East Providence 
State Rhode Island 
Zip-Code 02914
Phone Number (401) 438-7788
Fax Number (401) 431-0431
Email Address: none
CEO/President Kenneth Saunders
Members 2,315 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,383,090 
Website http://WWW.TEACHERSCU.ORG 

Compare Community & Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rhode Island CU Rhode Island Credit Union 480 Metacom Ave 02903 (401) 253-2000 No 3.06
Postal Government Employees CU bRANCH-24 Corliss 24 Corliss ST 02904 (401) 421-2436 No 3.47
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 4.45
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 4.73
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 4.90

Community & Teachers Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Community & Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 5.50 5.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 384 268 289
Rank Among All Rhode Island Credit Unions N/A 15 14 12 9

Community & Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 0.30 0.75 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 97 215 271
Rank Among All Rhode Island Credit Unions N/A 2 4 8 9
Community & Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.000195645,913
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50012188,844
Used Vehicle Loans 5.500111931,855
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00012212,761,610
Total Other Real Estate Loans/Lines of Credit 5.500621,876,839
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50018296,549
TOTAL LOANS & LEASES 52016,701,610

Community & Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 597,774,29861,084,000
    b. 15 Years or less 331,803,898271,000
Balloon/Hybrid
    a. > 15 years 152,189,9004657,000
    b. 15 Years or less 3528,38400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 12465,130175,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 24646,0963105,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 381,230,7433225,000
Open-End Fixed Rate 0000
TOTALS 18414,638,449192,217,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community & Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes