Community Powered Federal Credit Union

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A short history of Community Powered FCU

Since its inception in 1962 the Community Powered Federal Credit Union has been serving its members in the BEAR, Delaware area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Troskey, the Community Powered FCU has grown its membership to over 9,242 with assets of more than $127,893,483. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (302) 392-2930 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BEAR, DE.

General Information For Community Powered FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15185
Address 1758 PULASKI HIGHWAY 
City BEAR 
State Delaware 
Zip-Code 19701
Phone Number (302) 392-2930
Fax Number (302) 392-2940
Email Address: none
CEO/President Douglas Troskey
Members 9,242 
Full-Time Employees 26 
Part-Time Employees
Number of Branch Offices
Total Assets 127,893,483 
Website https://cpwrfcu.org 

Compare Community Powered Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
American Spirit CU American Spirit - Middletown 98 Sandhill Dr 19714 (302) 464-4067 No 5.86
Louviers CU Jenners Pond 2000 Greenbriar Ln 19390 (302) 733-0426 No 6.25
Cecil County School Employees CU Loviers Federal Credit Union 185 S Main ST 19711 (302) 733-0426 No 6.43
New Castle County Delaware Em CU Eagle One FCU 3301 Philadelphia Pike 19703 (844) 218-4529 No 6.91
Thiokol Elkton CU Thiokol-Elkton FCU 55 Thiokol Rd 21921 (410) 392-5660 No 8.52

Community Powered Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community Powered Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.88 4.45 3.45 3.38 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 240 335 142 58 74
Rank Among All Delaware Credit Unions 5 12 3 3 2

Community Powered Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 1.85 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 52 182
Rank Among All Delaware Credit Unions N/A 5 3 1 5
Community Powered Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8802,0223,101,896
All Other Unsecured Loans/Lines of Credit 10.5008982,410,834
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.630591,612
New Vehicle Loans 4.4502483,376,761
Used Vehicle Loans 3.45088911,285,144
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.38012023,114,448
Total Other Real Estate Loans/Lines of Credit 3.7502687,328,942
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1509014,481,615
TOTAL LOANS & LEASES 5,35155,191,252

Community Powered Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6010,181,7254478,750
    b. 15 Years or less 384,349,91100
Balloon/Hybrid
    a. > 15 years 22,074,85012,000,000
    b. 15 Years or less 185,754,283114,796,704
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2753,6791750,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2005,955,50914595,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 681,373,43312501,300
Open-End Fixed Rate 0000
TOTALS 38830,443,390439,121,754

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Powered Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes