Community Focus Federal Credit Union

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A short history of Community Focus FCU

Since its inception in 1960 the Community Focus Federal Credit Union has been serving its members in the BROWNSTOWN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lynne Boucher, the Community Focus FCU has grown its membership to over 4,767 with assets of more than $53,932,095. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (734) 281-3900 or email them at cffcu@communityfocusfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BROWNSTOWN, MI.

General Information For Community Focus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14098
Address 18925 TELEGRAPH RD 
City BROWNSTOWN 
State Michigan 
Zip-Code 48174
Phone Number (734) 281-3900
Fax Number (734) 281-2364
Email Address: cffcu@communityfocusfcu.org
CEO/President Lynne Boucher
Members 4,767 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 53,932,095 
Website http://www.communityfocusfcu.org 

Compare Community Focus Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Service CU Redford Branch 26838 Plymouth Rd 48174 (734) 641-8400 No 3.15
Total Community CU Total Community Credit Union 25155 Goddard Rd 48180 (313) 291-3300 No 3.71
Advantage One CU Advantage One Credit Union 14750 King Rd 48193 (734) 676-7000 No 6.14
Wayne-westland CU Wayne Westland Federal Credit Union 500 S Wayne Rd 48186 (734) 721-5700 No 7.48
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 8.28

Community Focus Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community Focus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.95 6.95 4.24 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 270 540 173 100
Rank Among All Michigan Credit Unions 80 82 115 43 15

Community Focus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.65 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 234 211
Rank Among All Michigan Credit Unions N/A 16 28 53 45
Community Focus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,4241,449,743
All Other Unsecured Loans/Lines of Credit 12.9505451,857,550
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.95061978,769
Used Vehicle Loans 6.9505114,715,359
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.240625,511,365
Total Other Real Estate Loans/Lines of Credit 4.00043722,595
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.95083848,283
TOTAL LOANS & LEASES 2,72916,083,664

Community Focus Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 433,903,76600
    b. 15 Years or less 171,359,0363294,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2248,56300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 11131,26700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 32591,3287284,000
Open-End Fixed Rate 0000
TOTALS 1056,233,96010578,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Focus Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes