Community First Credit Union

  • +1

A short history of Community First CU

Since its inception in 1955 the Community First Credit Union has been serving its members in the Ashtabula, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark DeGeorge, the Community First CU has grown its membership to over 5,664 with assets of more than $77,145,676. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (440) 997-5919 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ashtabula, OH.

General Information For Community First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61094
Address 2043 E Prospect Rd 
City Ashtabula 
State Ohio 
Zip-Code 44004
Phone Number (440) 997-5919
Fax Number (440) 992-6244
Email Address:
CEO/President Mark DeGeorge
Members 5,664 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 77,145,676 
Website http://WWW.CFCUA.COM 

Compare Community First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lakeview CU Geneva Branch 583 S Broadway 44041 (440) 415-9900 No 2.15
Sherchem CU Sherchem FCU 2900 Middle Rd 44004 (440) 994-1598 No 3.07
Port Conneaut CU Port Conneaut FCU 1002 Broad St 44030 (440) 593-6218 No 14.48
Kennametal Orwell Employees CU Main Office 180 Penniman Rd 44076 (234) 308-6327 No 22.50
L C E CU L C E Federal Credit Union 77 N Saint Clair St 44077 (440) 357-2560 No 24.89

Community First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 1.79 2.49 3.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 20 51 44 229
Rank Among All Ohio Credit Unions 66 1 5 5 47

Community First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.40 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 284 266
Rank Among All Ohio Credit Unions N/A 22 20 83 66
Community First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.5001,2891,408,764
All Other Unsecured Loans/Lines of Credit 11.5004982,397,236
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7902233,485,269
Used Vehicle Loans 2.4907596,322,865
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250856,991,434
Total Other Real Estate Loans/Lines of Credit 5.0002307,855,775
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001661,269,227
TOTAL LOANS & LEASES 3,25029,730,570

Community First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 595,627,5771101,650
    b. 15 Years or less 261,363,857135,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1134,730,93312635,451
Closed-End Adjustable Rate 292,186,7708665,602
Open-End Adjustable Rate 79932,36429214,922
Open-End Fixed Rate 95,70800
TOTALS 31514,847,209511,652,625


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes