Collegedale Credit Union

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A short history of Collegedale CU

Since its inception in 1952 the Collegedale Credit Union has been serving its members in the COLLEGEDALE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Errol Eder, the Collegedale CU has grown its membership to over 5,248 with assets of more than $43,485,580. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (423) 396-2101 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLLEGEDALE, TN.

General Information For Collegedale CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68167
Address PO BOX 2098 
State Tennessee 
Zip-Code 37315
Phone Number (423) 396-2101
Fax Number (423) 396-2702
Email Address:
CEO/President Errol Eder
Members 5,248 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 43,485,580 

Compare Collegedale Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Memorial CU Memorial Credit Union 2525 Desales Ave Ste 100 37404 (423) 622-2379 No 6.66
Chattanooga Federal Employees CU Chattanooga Federal Employees Credit Union 2011 Stein Dr 37422 (423) 892-3738 No 7.68
Tenn-am Water Co. CU TN-Am Water CU 4827 Highway 58 37416 (423) 855-8466 No 8.05
Basf Chattanooga CU BASF Federal CU 2120 Polymer Dr 37421 (423) 892-2938 No 8.10
I B E W 175 CU IBEW175 FEDERAL CREDIT UNION 3922 VOLUNTEER DR STE 11 37416 (423) 899-1017 No 8.48

Collegedale Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Collegedale Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.95 5.35 11.00 5.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 536 435 771 268 260
Rank Among All Tennessee Credit Unions 48 78 91 45 23

Collegedale Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.04 N/A 0.60 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 146 N/A 240 184
Rank Among All Tennessee Credit Unions 14 21 N/A 28 16
Collegedale Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.950305456,322
All Other Unsecured Loans/Lines of Credit 14.250183462,862
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.35028501,665
Used Vehicle Loans 11.0002571,879,145
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00010311,894,881
Total Other Real Estate Loans/Lines of Credit 5.250251,373,524
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.750902,678,613
TOTAL LOANS & LEASES 99119,247,012

Collegedale Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 514,284,5416564,824
    a. > 15 years 1550,0001550,000
    b. 15 Years or less 517,060,3406948,236
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 141,038,0782391,674
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11335,44600
Open-End Fixed Rate 0000
TOTALS 12813,268,405152,454,734


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Collegedale Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes