Coastal Community Federal Credit Union

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A short history of Coastal Community FCU

Since its inception in 1957 the Coastal Community Federal Credit Union has been serving its members in the Galveston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carol Gaylord, the Coastal Community FCU has grown its membership to over 9,856 with assets of more than $69,448,957. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (409) 765-6067 or email them at cgaylord@coastalcommunityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Galveston, TX.

General Information For Coastal Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11927
Address 2302 Church Street 
City Galveston 
State Texas 
Zip-Code 77550
Phone Number (409) 765-6067
Fax Number (409) 765-9853
Email Address: cgaylord@coastalcommunityfcu.org
CEO/President Carol Gaylord
Members 9,856 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 69,448,957 
Website http://www.coastalcommunityfcu.org 

Compare Coastal Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Galveston School Employees CU Records maintenance 5200 Avenue N 1/2 77552 (409) 762-4974 No 3.42
T. C. Teachers CU TC Teachers FCU 1700 9th Ave N 77592 (409) 942-2617 No 10.76
Amoco CU Santa Fe Branch 4120 FM 1764 Rd 77590 (409) 948-8541 No 10.84
Gulf Shore CU Gulf Shore FCU 1306 N Logan St 77592 (409) 945-2318 No 11.46
Marathon Republic CU Marathon Republic FCU 3310 Palmer Hwy 77592 (409) 948-1769 No 12.13

Coastal Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Coastal Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.99 4.99 5.75 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 145 323 349 431
Rank Among All Texas Credit Unions 111 51 112 103 115

Coastal Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.40 0.30 N/A 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 79 88 N/A 174 158
Rank Among All Texas Credit Unions 15 31 N/A 54 31
Coastal Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9004091,255,805
All Other Unsecured Loans/Lines of Credit 16.9002,1004,286,977
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902645,284,001
Used Vehicle Loans 4.9901,30815,335,699
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.75023018,558,787
Total Other Real Estate Loans/Lines of Credit 7.000251,622
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5006582,211,273
TOTAL LOANS & LEASES 4,97146,984,164

Coastal Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13513,210,044141,539,600
    b. 15 Years or less 955,348,7439716,300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 251,62200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 23218,610,409232,255,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coastal Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes