Coast-tel Federal Credit Union

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A short history of Coast-tel FCU

Since its inception in 1959 the Coast-tel Federal Credit Union has been serving its members in the SALINAS, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Meyers, the Coast-tel FCU has grown its membership to over 3,194 with assets of more than $18,770,668. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (831) 758-3836 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALINAS, CA.

General Information For Coast-tel FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13090
Address PO BOX 868 
State California 
Zip-Code 93902
Phone Number (831) 758-3836
Fax Number (831) 422-2857
Email Address: none
CEO/President Judy Meyers
Members 3,194 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,770,668 

Compare Coast-tel Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Allus Credit Union CU Salinas Branch 1410 N Main St 93906 (831) 789-8000 No 0.14
Central Coast CU Main Branch Seaside Office 4242 Gigling Rd 93955 (831) 393-3480 No 9.28
Watsonville Hospital CU Main 75 Neilson St 95076 (831) 724-8098 No 18.93
Corrections CU MAIN CORRECTIONAL FACILITY BRANCH 4 miles North of Soledad, Hwy 101 93960 (831) 678-2631 No 25.20
Bay CU Watsonville Branch 1481 Main St 95010 (831) 479-6000 No 27.02

Coast-tel Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Coast-tel Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 3.50 4.00 N/A 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 209 203 N/A 229
Rank Among All California Credit Unions 48 83 88 N/A 70

Coast-tel Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 142 324 276
Rank Among All California Credit Unions N/A 47 52 99 86
Coast-tel Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9506881,064,223
All Other Unsecured Loans/Lines of Credit 10.000108318,298
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00082,288
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.500771,624,884
Used Vehicle Loans 4.0004074,423,736
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.00020821,755
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50017221,871
TOTAL LOANS & LEASES 1,3258,477,055

Coast-tel Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5160,87200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 15660,8832160,000
Open-End Fixed Rate 0000
TOTALS 20821,7552160,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coast-tel Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes